Compare Bank & Credit Union Rates
Best savings rates in St. Petersburg, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in St. Petersburg, FL
- 0.25%APY$25 a year on $10,000
Requirements
Product: Your Suncoast membership starts with this share savings account. Must maintain a balance of $5 to stay a member.
Offer: Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Mar 18, 2024
Rate checked
More details - Suncoast Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.25%–4.50% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: High Yield Checking account required. Must deposit $2,000 in aggregate monthly to High Yield Checking or High Yield Savings (excluding internal transfers) to qualify for the high yield rate.
Offer: Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings.
Qualified rate · No monthly fee · Effective Mar 4, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $500 4.50% Over $500Your amount 0.25% Rate checked
More details - Achieva Credit UnionAchieva Consumer Premium SavingsSavings · $1 min · 0.25%–1.50% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening balance as low as $1. No minimum or maximum balance. Variable rate.
0.25% interest rate
Rate by balance
Rate by balance for Achieva Consumer Premium Savings Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 0.50% $100,000 – $250,000 1.35% $250,000 and up 1.50% Rate checked
More details - Columbia Credit UnionSMART MONEY MARKETSMART MONEY MARKET · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid on all balances above $2,500. No monthly fee with minimum balance of $1,000; otherwise $10 per month. $500.00 minimum on withdrawals. Up to six pre-authorized withdrawals or transfers per month.
Offer: No monthly fee with minimum balance of $1,000; otherwise $10 per month.
$10 monthly fee · Effective Jan 1, 2024
Rate by balance
Rate by balance for SMART MONEY MARKET Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.25% $20,000 and up 0.35% $50,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum to earn dividends: none. Shared rate table with lines 10-13.
0.20% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes Credit Union Membership. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. No monthly maintenance fee. Balances $0.01 and over receive stated dividend and APY.
Offer: Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.15% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - GTE FinancialSavings Account (Regular Shares)Savings · $5 min · 0.00%–0.50% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account / Member-Owner Share requires a $5 deposit to become a member. Balances of $100 or more earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Savings Account (Regular Shares) Balance APY Up to $100 0.00% $100 – $500 0.50% $500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary Share Savings Account is required to maintain membership at CCU. Account cannot fall below $0.01. Dividends are paid quarterly on account balances over $100.00.
Offer: Dividends paid quarterly on balances over $100.00.
Effective Jan 1, 2024
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Sub-accounts in addition to Share Saving Accounts. Dividends are paid quarterly.
Offer: Dividends paid quarterly.
Effective Jan 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Pinellas Federal Credit UnionEZ SaverSavings · $200 min · 0.07%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires a minimum of $5.00 bi-weekly deposited to the account from payroll or automatic transfer from a PFCU account.
Offer: Earns dividends on average daily balances of $200.00 to $349.99.
0.07% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for EZ Saver Balance APY $200 – $350 0.07% $350 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Petersburg, FL
94 accounts at 29 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 1.85%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches