Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 781–795 results in California
- 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Dec 1, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Maintaining a $10 minimum balance at all times establishes part ownership and membership in the credit union. $100 minimum balance to earn dividends.
Offer: $100 minimum balance to earn dividends. Minimum balance of $10 required to maintain credit union membership.
0.01% interest rate
Rate checked
More details - L.A. Electrical Workers Credit UnionUnion Welfare ShareSavings · $20 min · 0.01%–0.15% by balance
Credit union · 2 branches
0.01%APY$1 a year on $10,000Requirements
Product: Union welfare share account for members.
0.01% interest rate
Rate by balance
Rate by balance for Union Welfare Share Balance APY Up to $50,000Your amount 0.01%* $50,000 – $100,000 0.05%* $100,000 – $250,000 0.10%* $250,000 and up 0.15%* Rate checked
More details - L.A. Electrical Workers Credit UnionSub SavingsSavings · $20 min · 0.01%–0.15% by balance
Credit union · 2 branches
0.01%APY$1 a year on $10,000Requirements
Product: Secondary/sub savings account for credit union members.
0.01% interest rate
Rate by balance
Rate by balance for Sub Savings Balance APY Up to $50,000Your amount 0.01%* $50,000 – $100,000 0.05%* $100,000 – $250,000 0.10%* $250,000 and up 0.15%* Rate checked
More details - L.A. Electrical Workers Credit UnionSavingsSavings · $20 min · 0.01%–0.20% by balance
Credit union · 2 branches
0.01%APY$1 a year on $10,000Requirements
Product: Minimum amount to open a savings/share account is $20 (or $25 stated on share account section), plus a $5 one-time membership fee. $20 is kept in shares account to hold it open. Dividends are paid quarterly. Open to Local Union 11 members and their spouses/children.
0.01% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $50,000Your amount 0.01%* $50,000 – $100,000 0.10%* $100,000 – $250,000 0.15%* $250,000 and up 0.20%* Rate checked
More details - 0.00%APY$0 a year on $10,000with conditions
Requirements
Product: Must be linked to a Certificate and funded with new money from another financial institution. Membership eligibility required.
Offer: Balances greater than those in the linked Certificate.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Minimum balance to keep open is $5.00. No account limitations apply.
0.00% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Non-Dividend Earning
Offer: Non-Dividend Earning; $5 Opening Deposit
0.00% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000with conditions
Requirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Standard Relationship Rewards tier (minimum combined household balance: $0). Minimum to open & earn dividends: $10,000.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - San Diego County Credit UnionGreat Rate SavingsSavings · $5,000 min · 0.00%–0.70% by balance
Credit union · 39 branches
0.00%APY$0 a year on $10,000Requirements
Product: Minimum average daily balance of $100 in SDCCU account to earn APY; minimum opening deposit is $5,000.
Offer: Average daily balance tier to earn APY: $100.00 - $4,999.99.
0.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Great Rate Savings Balance APY $100 – $5,000 0.00% $5,000 – $10,000 0.00% $10,000 – $25,000Your amount 0.00% $25,000 – $50,000 0.25% $50,000 – $100,000 0.25% $100,000 – $225,000 0.40% $225,000 – $500,000 0.50% $500,000 – $1,000,000 0.60% $1,000,000 and up 0.70% Rate checked
More details - Travis Credit UnionJumpstart Money MarketJumpstart Money Market · $0 min · 0.00%–3.65% by balance
Credit union · 25 branches
0.00%APY$0 a year on $10,000intro rateRequirements
Product: Reverse-tiered Money Market account. Only new money qualifies. Only one Jumpstart MMA allowed per member per lifetime. Cannot be converted to any other type of Money Market account (must be closed and transferred).
Offer: New money only; limit one per member per lifetime.
Promotional rate · 3.59% interest rate · No monthly fee
Rate by balance
Rate by balance for Jumpstart Money Market Balance APY Up to $1,000 3.65% $1,000 – $3,000 1.75% $3,000 – $5,000 0.75% Over $5,000Your amount 0.00% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: An Ownership Share is required for each membership, with $1 on deposit for each account owner. These funds must remain on deposit as long as the membership is open.
Offer: $1 on deposit required for each account owner.
0.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches