Credit union · NCUA insured
Collegedale Credit Union
A $44.7M credit union headquartered in Collegedale, TN, with 4,417 members and 2 branches in 2 states. Best rates: CDs 4.33% and savings 0.50% APY.
Collegedale Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#20 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Collegedale Credit Union
Established in May 1952 in Collegedale, Tennessee, Collegedale Credit Union is a member-owned, state-chartered financial institution.
The credit union was founded by local Collegedale residents to meet community financial needs with lower loan rates and higher savings rates.
- Headquarters
- 5046 University Drive, Collegedale, TN 37315
- NCUA charter
- 68167
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals within the credit union's zip code area.
Employers and groups
- Membership is open to employees of an SDA employer or SDA institution.
Family and household
- Membership is open to immediate family members of Seventh-day Adventist Church members and relatives of existing Collegedale Credit Union members.
Other ways
- Membership is open to any Seventh-day Adventist Church member worldwide.
Branches
2 branches in 2 states
Loading map…
California
1 branch
- Co-Op9692 Haven Ave, Rancho Cucamonga, CA 91730Directions
Tennessee
1 branch
- Corporate OfficeMain office5046 University Drive, Collegedale, TN 37315Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.57% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.83% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $67 | $59 | — |
- CapitalNet worth ratio9.57%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$67Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Collegedale Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.