Credit union · NCUA insured
Dow Credit Union Savings Rates
Dow Credit Union’s best savings rate is 0.01% APY on $10,000, with its Regular Share Savings. Rates checked October 16, 2026.
How Dow Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Dow Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dow Credit Union
0.25%APY
- Requires
- None
- Earns on $10,000 a year
- $25
Rate Chaser Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $440
Dow Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0003.00%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dow Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Rate Chaser Money Market
0.25%APY
Limit one Rate Chaser account per membership. Direct deposit required for the stated rate; without direct deposit, rates will be 0.10% APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. | 3.00% | — | Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. |
| $2,500 – $5,000Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. | 1.00% | — | Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. |
| $5,000 – $10,000Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. | 0.50% | — | Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. |
| $10,000 – $20,000Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. | 0.25% | $25 | Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. |
| $20,000 and upDirect deposit required for stated rate; without direct deposit, rates will be 0.10% APY. | 0.10% | — | Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY. |
Regular Share Savings
0.01%APY
Maintaining a $10 minimum balance at all times establishes part ownership and membership in the credit union. $100 minimum balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance to earn dividends. Minimum balance of $10 required to maintain credit union membership.$100 and up | 0.01% | $1 | $100 minimum balance to earn dividends. Minimum balance of $10 required to maintain credit union membership. |
Who can join Dow Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.