Credit union · NCUA insured
Mokelumne Federal Credit Union Savings Rates
Mokelumne Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Mokelumne Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Stockton, CA, where Mokelumne Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mokelumne Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $35
Money Market
Top rate
Valley Strong Credit Union
3.25%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $325
2nd-highest rate
Citi
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
Mokelumne Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mokelumne Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.35%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $500 – $14,999Rate type is Variable. Minimum to earn dividends is $500. · $500 to open | 0.35% | $500 | $35 | Rate type is Variable. Minimum to earn dividends is $500. |
| $15,000 – $24,999Rate type is Variable. Minimum to earn dividends is $15,000. · $15,000 to open | 0.40% | $15,000 | — | Rate type is Variable. Minimum to earn dividends is $15,000. |
| $25,000 – $49,999Rate type is Variable. Minimum to earn dividends is $25,000. · $25,000 to open | 0.45% | $25,000 | — | Rate type is Variable. Minimum to earn dividends is $25,000. |
| $50,000 – $999,999Rate type is Variable. Minimum to earn dividends is $50,000. · $50,000 to open | 0.50% | $50,000 | — | Rate type is Variable. Minimum to earn dividends is $50,000. |
Sources (2)
All captured Sep 16, 2026
Primary Shares
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (1)
- mokelumnefcu.com/checking-savings/dividend-rates · captured Sep 16, 2026
Secondary Shares
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.01% | $1 |
Sources (1)
- mokelumnefcu.com/checking-savings/dividend-rates · captured Sep 16, 2026
Special-purpose accounts
Christmas Club
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.01% | $1 |
Sources (1)
- mokelumnefcu.com/checking-savings/dividend-rates · captured Sep 16, 2026
IRA
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.01% | $1 |
Sources (1)
- mokelumnefcu.com/checking-savings/dividend-rates · captured Sep 16, 2026
Who can join Mokelumne Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, or attend school within the boundaries of San Joaquin County, California.
Cost to join
- A minimum deposit of $25.00 is required to open a Primary Share account.
- A one-time set-up fee of $1.00 is required to become a member.
Membership information collected October 5, 2026.