Credit union · NCUA insured
BluPeak Credit Union
A $1.1B credit union, the 432nd largest of 4,329, headquartered in San Diego, CA, with 52,548 members and 6 branches in California. Best rates: CDs 3.50% and savings 0.35% APY.
BluPeak Credit Union Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#28 of 35 in San Diego, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BluPeak Credit Union
BluPeak Credit Union is a member-owned, not-for-profit financial institution that focuses on supporting clean water access initiatives.
- Headquarters
- 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121-4205
- NCUA charter
- 60801
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership because BluPeak Federal Credit Union will make a one-time contribution to the BluPeak Foundation on their behalf at no cost.
Branches
6 branches in California
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California
6 branches
San Diego area · 4
- BluPeak Credit Union Corporate HeadquartersMain office10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121Directions
- Branch #3 University of Californa UCSD9375 Russell Lane, Suite 120, La Jolla, CA 92093Directions
- Branch#2 La Mesa8216 Parkway Dr, La Mesa, CA 91942Directions
- Branch #8 Mission Valley1652 Camino Del Rio N, San Diego, CA 92108Directions
San Francisco area · 1
- Branch #6 Berkeley2350 Shattuck Ave, Berkeley, CA 94704Directions
Sacramento area · 1
- Branch #4 Davis200 B St, Davis, CA 95616Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.69% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.03% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.17% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $74 | $88 | — |
- CapitalNet worth ratio9.69%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.03%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.17%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$74Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BluPeak Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.