Credit union · NCUA insured
Collegedale Credit Union Savings Rates
Collegedale Credit Union’s best savings rate is 0.50% APY on $10,000, with its Regular (01) Share Account. Rates checked October 15, 2026.
How Collegedale Credit Union’s savings rates compare
Compared with banks and credit unions near Riverside, CA, where Collegedale Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Collegedale Credit Union
0.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $50
Regular (01) Share Account
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Collegedale Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Collegedale Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular (01) Share Account
0.50%APY
A Share Account is required for membership and to be eligible for other membership services. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999$50 minimum balance to receive dividend. | 0.30% | — | $50 minimum balance to receive dividend. |
| $10,000 and up$50 minimum balance to receive dividend. | 0.50% | $50 | $50 minimum balance to receive dividend. |
Sources (2)
All captured Sep 18, 2026
Special Savings (09, 22)
0.10%APY
Allows setting aside funds for special purposes (e.g. vacation, special gifts). Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to receive dividend.$50 and up | 0.10% | $10 | $50 minimum balance to receive dividend. |
Sources (2)
All captured Sep 18, 2026
Special - VISA (33)
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.01% | $1 |
Sources (1)
- collegedale.org/rates_savings.htm · captured Sep 18, 2026
Special-purpose accounts
Student Direct Deposit (02) Share
0.50%APY
Required to be a student with Direct Deposit (enrolled in elementary school, high school, college, or university with no minimum hour of credit required). Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999$50 minimum balance to receive dividend. | 0.30% | — | $50 minimum balance to receive dividend. |
| $10,000 and up$50 minimum balance to receive dividend. | 0.50% | $50 | $50 minimum balance to receive dividend. |
Sources (2)
All captured Sep 18, 2026
Youth Account (99)
0.50%APY
For children under 18 years old. Parent/legal guardian must be a joint owner on the account. Copy of child's birth certificate required. Rewards program for children under 13: for every deposit received (up to once daily), receive a stamp; after 10 stamps, choose a gift from toy chest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.30% | — |
| $10,000 and up | 0.50% | $50 |
Sources (2)
All captured Sep 18, 2026
Christmas Club (08)
0.10%APY
Check will be issued by the second week of November. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to receive dividend.$50 and up | 0.10% | $10 | $50 minimum balance to receive dividend. |
Sources (2)
All captured Sep 18, 2026
Who can join Collegedale Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals within the credit union's zip code area.
Employers and groups
- Membership is open to employees of an SDA employer or SDA institution.
Family and household
- Membership is open to immediate family members of Seventh-day Adventist Church members and relatives of existing Collegedale Credit Union members.
Other ways
- Membership is open to any Seventh-day Adventist Church member worldwide.
Membership information collected October 5, 2026.