Credit union · NCUA insured
Mokelumne Federal Credit Union
A $58.1M credit union headquartered in Stockton, CA, with 5,927 members and 2 branches in California. Best rates: CDs 0.10% and savings 0.35% APY.
Mokelumne Federal Credit Union Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#17 of 18 in Stockton, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mokelumne Federal Credit Union
Mokelumne Federal Credit Union is a member-owned cooperative serving San Joaquin County, California.
- Headquarters
- 10628 Trinity Pkwy Ste A, Stockton, CA 95219-7231
- NCUA charter
- 13265
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, or attend school within the boundaries of San Joaquin County, California.
Cost to join
- A minimum deposit of $25.00 is required to open a Primary Share account.
- A one-time set-up fee of $1.00 is required to become a member.
Branches
2 branches in California
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California
2 branches
- Trinity ParkwayMain office10628 Trinity Pkwy Ste A, Stockton, CA 95219Directions
- Tienda2310 Tienda Dr Ste 204, Lodi, CA 95242Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.03% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.36% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.89% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $56 | $59 | — |
- CapitalNet worth ratio16.03%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.36%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$56Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mokelumne Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.