Credit union · NCUA insured
L.A. Electrical Workers Credit Union Savings Rates
L.A. Electrical Workers Credit Union’s best savings rate is 0.01% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How L.A. Electrical Workers Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where L.A. Electrical Workers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
L.A. Electrical Workers Credit Union
0.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $1
Union Welfare Share
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
L.A. Electrical Workers Credit Union savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where L.A. Electrical Workers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.01%APY
Minimum amount to open a savings/share account is $20 (or $25 stated on share account section), plus a $5 one-time membership fee. $20 is kept in shares account to hold it open. Dividends are paid quarterly. Open to Local Union 11 members and their spouses/children.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.01% | $1 |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 – $250,000 | 0.15% | — |
| $250,000 and up | 0.20% | — |
Sources (3)
All captured Sep 16, 2026
Sub Savings
0.01%APY
Secondary/sub savings account for credit union members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.01% | $1 |
| $50,000 – $100,000 | 0.05% | — |
| $100,000 – $250,000 | 0.10% | — |
| $250,000 and up | 0.15% | — |
Sources (1)
- laewcu.com/rates-and-fees · captured Sep 16, 2026
Union Welfare Share
0.01%APY
Union welfare share account for members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.01% | $1 |
| $50,000 – $100,000 | 0.05% | — |
| $100,000 – $250,000 | 0.10% | — |
| $250,000 and up | 0.15% | — |
Sources (1)
- laewcu.com/rates-and-fees · captured Sep 16, 2026
Special-purpose accounts
IRA Share
0.50%APY
IRA savings account. Membership requires being an IBEW Local Union 11 member or eligible family member (spouse/children).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn dividend is $25.00.$25 and up | 0.50% | $50 | Minimum balance to earn dividend is $25.00. |
Vacation Fund Share
0.04%APY
Negotiated benefit account funded by employer contributions via trust office based on hours worked. Two free withdrawals/transfers per calendar year; $15 fee for each additional withdrawal or transfer. Requires opening a credit union shares account ($20 deposit, $5 membership fee).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMinimum balance to earn dividend is $20.00.$20 and up | 0.04% | $4 | Minimum balance to earn dividend is $20.00. |
Sources (3)
All captured Sep 16, 2026
Who can join L.A. Electrical Workers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of IBEW Local 11 are eligible for membership.
Family and household
- Spouses and children of members are eligible for membership.
Cost to join
- A minimum deposit of $20.00 is required to open a savings account.
- A one-time membership fee of $5.00 is required.
Membership information collected October 5, 2026.