Credit union · NCUA insured
BluPeak Credit Union Savings Rates
BluPeak Credit Union’s best savings rate is 0.35% APY on $10,000, with its BluRipple Savings. Rates checked October 16, 2026.
How BluPeak Credit Union’s savings rates compare
Compared with banks and credit unions near San Diego, CA, where BluPeak Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BluPeak Credit Union
0.35%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $35
BluRipple Savings
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
BluPeak Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BluPeak Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Share
0.00%APY
An Ownership Share is required for each membership, with $1 on deposit for each account owner. These funds must remain on deposit as long as the membership is open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$1 on deposit required for each account owner.Any balance | 0.00% | $0 | $1 on deposit required for each account owner. |
Sources (1)
- blupeak.com/files/Schedule_of_Fees.pdf · captured Oct 6, 2026
Special-purpose accounts
BluRipple Savings
0.35%APY
Must meet membership and account criteria. Available to all ages; members under 18 require a parent or guardian joint on the account. No monthly maintenance fees and no minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.05% | — |
| $1,000 – $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.35% | $35 |
| $25,000 – $50,000 | 0.45% | — |
| $50,000 – $100,000 | 0.55% | — |
| $100,000 – $250,000 | 0.65% | — |
| $250,000 and up | 0.75% | — |
Sources (4)
- open.blupeak.com/products
- blupeak.com/rates
- blupeak.com/spend-save/savings
- blupeak.com/files/Schedule_of_Fees.pdf
All captured Oct 6, 2026
Who can join BluPeak Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership because BluPeak Federal Credit Union will make a one-time contribution to the BluPeak Foundation on their behalf at no cost.
Membership information collected October 5, 2026.