Credit union · NCUA insured
Travis Credit Union Savings Rates
Top CarrotTravis Credit Union’s best savings rate is 3.50% APY on $10,000, with its Diamond Money Market. Rates checked October 16, 2026.
How Travis Credit Union’s savings rates compare
Compared with banks and credit unions near Vallejo, CA, where Travis Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Travis Credit Union
3.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $350
Diamond Money Market
2nd-highest rate
Valley Strong Credit Union
3.25%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $325
3rd-highest rate
First Bank
2.90%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $290
Travis Credit Union savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.65%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.70%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Travis Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Diamond Money Market
3.50%APY
Exclusive offer for new members only (defined as not having a TCU Share Savings account within the past 90 days). Only new money qualifies (funds not currently on deposit with Travis Credit Union). Available through end of day 12-31-2026. Rate is variable. Minimum opening deposit is $100. Membership required ($5 fee, $5 deposit) for 12-county service area.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000New members only with new money. Offer available through 12-31-2026. | 3.50% | $350 | New members only with new money. Offer available through 12-31-2026. |
| $50,000 – $250,000New members only with new money. Offer available through 12-31-2026. | 3.70% | — | New members only with new money. Offer available through 12-31-2026. |
| $250,000 and upNew members only with new money. Offer available through 12-31-2026. | 3.85% | — | New members only with new money. Offer available through 12-31-2026. |
Sources (1)
- traviscu.org/diamond-mma · captured Oct 6, 2026
Jumpstart Money Market
0.00%APY
Reverse-tiered Money Market account. Only new money qualifies. Only one Jumpstart MMA allowed per member per lifetime. Cannot be converted to any other type of Money Market account (must be closed and transferred).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000New money only; limit one per member per lifetime. | 3.65% | — | New money only; limit one per member per lifetime. |
| $1,000 – $3,000New money only; limit one per member per lifetime. | 1.75% | — | New money only; limit one per member per lifetime. |
| $3,000 – $5,000New money only; limit one per member per lifetime. | 0.75% | — | New money only; limit one per member per lifetime. |
| Over $5,000New money only; limit one per member per lifetime. | 0.00% | $0 | New money only; limit one per member per lifetime. |
Sources (2)
- traviscu.org/personal/spend-save/savings/jumpstart
- traviscu.org/personal/spend-sa…y-market-savings-details
All captured Oct 6, 2026
Jumbo Plus Money Market
0.25%APY
Tiered interest rates based on higher balances. $1,000 minimum opening deposit. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 1.95% | — |
| $50,000 – $100,000 | 2.30% | — |
| $100,000 – $250,000 | 2.35% | — |
| $250,000 and up | 2.45% | — |
Sources (1)
- traviscu.org/personal/spend-sa…y-market-savings-details · captured Oct 6, 2026
Prime Savings
0.10%APY
One-time $5 membership fee and $5 minimum share deposit (total minimum of $10 to open account). No monthly maintenance fees. Dividends compound monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Dividends compound monthly. | 0.00% | — | Dividends compound monthly. |
| $100 – $5,000Dividends compound monthly. | 0.05% | — | Dividends compound monthly. |
| $5,000 – $10,000Dividends compound monthly. | 0.10% | $10 | Dividends compound monthly. |
| Over $10,000Dividends compound monthly. | 0.15% | — | Dividends compound monthly. |
Sources (3)
- traviscu.org/rates/savings-rates
- traviscu.org/personal/spend-save/savings
- traviscu.org/personal/spend-sa…/savings-account-details
All captured Oct 16, 2026
Target Savings
0.10%APY
Total minimum of $5 to open account. No monthly maintenance fees. Dividends compound monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Dividends compound monthly. | 0.00% | — | Dividends compound monthly. |
| $100 – $5,000Dividends compound monthly. | 0.05% | — | Dividends compound monthly. |
| $5,000 – $10,000Dividends compound monthly. | 0.10% | $10 | Dividends compound monthly. |
| Over $10,000Dividends compound monthly. | 0.15% | — | Dividends compound monthly. |
Sources (3)
- traviscu.org/rates/savings-rates
- traviscu.org/personal/spend-save/savings
- traviscu.org/personal/spend-sa…/savings-account-details
All captured Oct 16, 2026
Special-purpose accounts
Coverdell Education Savings Account (CESA)
0.05%APY
Minimum opening deposit: $200. Max $2,000 contribution per student annually until age 18. Distributions tax-free for qualified education expenses. Assets must be distributed by age 30.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends compound monthly.$200 and up | 0.05% | $5 | Dividends compound monthly. |
Sources (3)
- traviscu.org/rates/savings-rates
- traviscu.org/personal/spend-save/savings
- traviscu.org/personal/spend-sa…/college-savings-details
All captured Oct 16, 2026
Individual Retirement Account (IRA) Savings
0.05%APY
Traditional or Roth IRA options. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.05% | $5 |
Sources (3)
- traviscu.org/rates/savings-rates
- traviscu.org/personal/spend-sa…dual-retirement-accounts
- traviscu.org/personal/spend-save/savings
All captured Oct 16, 2026
Who can join Travis Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.