Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in California
- Wescom FinancialAsset Maximizer Account (AMA)Asset Maximizer Account (AMA) · $2,500 min · 0.35%–0.85% by balance
Credit union · 30 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
Offer: Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500.
Qualified rate · 0.35% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Asset Maximizer Account (AMA) Balance APY $2,500 – $9,999 0.35% $10,000 – $24,999Your amount 0.45% $25,000 – $49,999 0.55% $50,000 – $99,999 0.65% $100,000 – $249,999 0.75% $250,000 and up 0.85% Rate checked
More details - Torrance Community Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.70% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Rates effective as of April 1, 2026. Minimum deposit amount of $2,500 is required.
0.00% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.35% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.70% Rate checked
More details - Sunward Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.25%–1.35% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividend rate and APY may change at the discretion of the Board of Directors. Yields determined at the time of investment.
Offer: APY applies if dividends are not withdrawn during the term.
0.25% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 – $149,999 0.95% $150,000 – $199,999 1.15% $200,000 and up 1.35% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: No early withdrawal penalty.
0.40% interest rate · Effective Sep 1, 2026
Rate checked
More details - MERCO Credit UnionClassic Money Management AccountSavings · $1 min · 0.05%–0.40% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Rates are variable and subject to change. Dividends are calculated using the beginning account balance each day, compounded, and paid monthly. Tiered dividends based on balance.
Offer: Dividend rate for $1-$2,499. Rates variable.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Classic Money Management Account Balance APY Up to $2,499 0.05% $2,500 – $7,499Dividend rate for $2,500-$7,499. 0.30% $7,500 and upYour amountDividend rate for $7,500 and above. 0.40% Rate checked
More details - Glendale Area Schools Credit UnionMoney Market AccountMoney Market Account · $1,000 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Must open Share Savings Account ($50 opening deposit, $5 par value share) to open subsequent accounts. Minimum average daily balance of $1,000 required to obtain stated APY and avoid closure/conversion to Regular Share Account. No monthly fee. Up to 6 transfers/withdrawals per month.
Offer: Tier 1. Rates are variable, subject to change without notice, and are anticipated rates and APYs for the current dividend period.
0.40% interest rate · No monthly fee · Effective Apr 1, 2025
Rate checked
More details - South Bay Credit UnionHigh-Yield SavingsSavings · $500 min · 0.40%–0.65% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,0000.40% interest rate
Rate by balance
Rate by balance for High-Yield Savings Balance APY $500 – $100,000Your amount 0.40% $100,000 – $500,000 0.55% $500,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $200.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $400.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - Foothill Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.30%–0.65% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Transfers from Money Market Account are limited to 6 per month. Minimum withdrawal limit is $250.00.
Offer: Tier 1. Dividend minimum $1,000.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.30% $2,500 and upTier 2. Dividend minimum $2,500. 0.35% $10,000 and upYour amountTier 3. Dividend minimum $10,000. 0.40% $20,000 and upTier 4. Dividend minimum $20,000. 0.45% $50,000 and upTier 5. Dividend minimum $50,000. 0.50% $100,000 and upTier 6. Dividend minimum $100,000. 0.60% $250,000 and upTier 7. Dividend minimum Over $250,000. 0.65% Rate checked
More details - Northern Redwood FCUMembership Savings AccountSavings · $5 min · 0.00%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Opening and maintaining requires a basic Membership Savings Account ($5.00 minimum opening deposit) to establish credit union ownership share. Dividends paid quarterly.
0.00% interest rate · Effective Feb 5, 2026
Rate by balance
Rate by balance for Membership Savings Account Balance APY Up to $25 0.00% Up to $1,000 0.25% $1,000 – $5,000 0.35% $5,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.40% $50,000 and up 0.40% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $3 monthly service charge waived if a minimum average daily balance of $500 is maintained.
Offer: $3 monthly service fee waived with minimum average daily balance of $500; interest compounded daily and credited quarterly.
0.40% interest rate · Compounded daily · $3 monthly fee
Rate checked
More details - Fox Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.35%–0.75% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,0000.35% interest rate · Effective Feb 1, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.35% $10,000 and upYour amount 0.40% $25,000 and up 0.45% $50,000 and up 0.50% $500,000 and up 0.75% Rate checked
More details - Priority One Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.45% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum $1,000 opening balance. Prospective Dividend Rate and Prospective APY shown; dividend rate and APY may change monthly. Lower rates apply if balances fall below minimums shown. Limited check writing capabilities. $15.00 monthly fee if balance falls below $1,000.
Offer: Money Market Tier 1. Monthly fee of $15.00 applies if balance falls below $1,000. Rate may change monthly.
0.35% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.35% $10,000 and upYour amountMoney Market Tier 2. 0.40% $25,000 and upMoney Market Tier 3. 0.45% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 51 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches