Credit union · NCUA insured
Vida Federal Credit Union
Top CarrotA $172.7M credit union headquartered in Ontario, CA, with 10,151 members and 1 branch in California. Best rates: CDs 4.20% and savings 0.70% APY.
Vida Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#4 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vida Federal Credit Union
Vida Federal Credit Union is headquartered in Ontario, California.
- Headquarters
- 1520 N Palmetto Ave, Ontario, CA 91762
- NCUA charter
- 14542
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work (or regularly conduct business in), worship, or attend school in San Bernardino County, California.
- Membership is open to business and other legal entities, incorporated and unincorporated organizations located in, or maintaining a facility located in San Bernardino County, California.
Employers and groups
- Membership is open to individuals or businesses who participate in associations headquartered in San Bernardino County.
- Membership is open to employees of the credit union.
- Membership is open to organizations of eligible persons.
Family and household
- Membership is open to immediate family or household members of eligible persons.
3 more ways to join
Family and household
- Membership is open to spouses of persons who died while within the field of membership of the credit union.
Other ways
- Membership is open to individuals or businesses who participate in programs to alleviate poverty or distress.
- Membership is open to community volunteers.
Branches
1 branch in California
Loading map…
California
1 branch
- Vida FCUMain office1520 N Palmetto Ave, Ontario, CA 91762Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.75% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.13% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.49% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio13.75%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.13%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vida Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.