Credit union · NCUA insured
Northern Redwood FCU Savings Rates
Northern Redwood FCU’s best savings rate is 1.01% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Northern Redwood FCU’s savings rates compare
Compared with banks and credit unions near Eureka, CA, where Northern Redwood FCU has the most branches. $10,000, best rate first.
This credit union’s best
Northern Redwood FCU
1.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $101
Money Market
Top rate
Columbia Bank
2.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Northern Redwood FCU savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.31%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Redwood FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.01%APY
Minimum Balance Requirement = $2,500.00. Membership eligibility required. Maximum withdrawals per month may not exceed three (3). Interest is calculated based on the Average Daily Balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum Balance Requirement = $2,500.00. | 0.75% | — | Minimum Balance Requirement = $2,500.00. |
| $10,000 – $25,000 | 1.01% | $101 | |
| $25,000 – $50,000 | 1.16% | — | |
| $50,000 – $500,000 | 1.31% | — | |
| $500,000 and up | 1.41% | — |
Sources (1)
- northernredwoodfcu.org/savings-rates · captured Sep 16, 2026
Membership Savings Account
0.40%APY
Opening and maintaining requires a basic Membership Savings Account ($5.00 minimum opening deposit) to establish credit union ownership share. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.00% | — |
| Up to $1,000 | 0.25% | — |
| $1,000 – $5,000 | 0.35% | — |
| $5,000 – $10,000 | 0.35% | — |
| $10,000 – $50,000 | 0.40% | $40 |
| $50,000 and up | 0.40% | — |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRAs
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- northernredwoodfcu.org/savings-rates · captured Sep 16, 2026
Youth Savings
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (2)
All captured Sep 16, 2026
Christmas Club Savings Account
0.25%APY
Membership Savings required. Automatically renews. Funds disbursed on November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds disbursed on November 1st; automatically renews.Any balance | 0.25% | $25 | Funds disbursed on November 1st; automatically renews. |
Sources (2)
All captured Sep 16, 2026
Who can join Northern Redwood FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.