Credit union · Privately insured
South Bay Credit Union Savings Rates
Top CarrotSouth Bay Credit Union’s best savings rate is 0.40% APY on $10,000, with its High-Yield Savings. Rates checked October 16, 2026.
How South Bay Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where South Bay Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
South Bay Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
High-Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
South Bay Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0003.00%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where South Bay Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Money Market
3.00%APY
Also referred to as Premier Money Market. Open with $25,000 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upProspective dividend rate 2.96% and prospective APY 3.00% for average daily balances of $25,000 and above.$25,000 and up | 3.00% | — | Prospective dividend rate 2.96% and prospective APY 3.00% for average daily balances of $25,000 and above. |
Sources (2)
All captured Sep 16, 2026
High-Yield Savings
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $100,000 | 0.40% | $40 |
| $100,000 – $500,000 | 0.55% | — |
| $500,000 and up | 0.65% | — |
Sources (1)
- southbaycu.com/rate-and-fee-schedule · captured Oct 6, 2026
Money Market Account
0.25%APY
Minimum balance requirement of $2,500. Dividends paid monthly. Check writing capabilities with up to three no-fee checks per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Prospective dividend rate and prospective APY based on average daily balance. | 0.20% | — | Prospective dividend rate and prospective APY based on average daily balance. |
| $10,000 – $50,000Prospective dividend rate and prospective APY based on average daily balance. | 0.25% | $25 | Prospective dividend rate and prospective APY based on average daily balance. |
| $50,000 – $100,000Prospective dividend rate and prospective APY based on average daily balance. | 0.30% | — | Prospective dividend rate and prospective APY based on average daily balance. |
| $100,000 and upProspective dividend rate and prospective APY based on average daily balance. | 0.40% | — | Prospective dividend rate and prospective APY based on average daily balance. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Traditional & Roth IRA Savings Account
0.15%APY
Minimum balance required to open and maintain the Traditional and Roth IRA Savings Account is $50. Rate is prospective and subject to change without notice. Dividends are paid from current and available earnings after required transfers to reserves at the end of a dividend period. The dividend rate and APY may change daily and after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.15% | $15 |
Sources (1)
- southbaycu.com/rate-and-fee-schedule · captured Oct 6, 2026
Savings Accounts (Primary, Secondary & Holiday Club)
0.05%APY
Rate is prospective and subject to change without notice. Dividends are paid from current and available earnings after required transfers to reserves at the end of a dividend period. The dividend rate and APY may change daily and after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.05% | $5 |
Sources (1)
- southbaycu.com/rate-and-fee-schedule · captured Oct 6, 2026
Who can join South Bay Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the South Bay community of Los Angeles County.
Membership information collected October 5, 2026.