Credit union · NCUA insured
Torrance Community Credit Union Savings Rates
Top CarrotTorrance Community Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Torrance Community Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Torrance Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Torrance Community Credit Union
0.45%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $45
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Torrance Community Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Torrance Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.45%APY
Rates effective as of April 1, 2026. Minimum deposit amount of $2,500 is required.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Up to $2,500Unknown to open | 0.00% | Unknown | — |
| $2,500 – $10,000$2,500 to open | 0.35% | $2,500 | — |
| $10,000 – $25,000Unknown to open | 0.45% | Unknown | $45 |
| $25,000 – $50,000Unknown to open | 0.45% | Unknown | — |
| $50,000 – $100,000Unknown to open | 0.55% | Unknown | — |
| $100,000 and upUnknown to open | 0.70% | Unknown | — |
Sources (2)
All captured Sep 16, 2026
Shares
0.08%APY
Minimum balance of $5 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid quarterly. Applies to all balances. Minimum balance of $5 required.Any balance | 0.08% | $8 | Paid quarterly. Applies to all balances. Minimum balance of $5 required. |
Sources (1)
- torranceccu.org/personal-banking/account-rates · captured Sep 25, 2026
Special-purpose accounts
Coverdell Education Savings
2.94%APY
Minimum balance of $5 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid quarterly. Applies to all balances. Minimum balance of $5 required.Any balance | 2.94% | $294 | Paid quarterly. Applies to all balances. Minimum balance of $5 required. |
Sources (1)
- torranceccu.org/personal-banking/account-rates · captured Sep 25, 2026
Roth IRA
2.94%APY
Minimum balance of $5 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid quarterly. Applies to all balances. Minimum balance of $5 required.Any balance | 2.94% | $294 | Paid quarterly. Applies to all balances. Minimum balance of $5 required. |
Sources (1)
- torranceccu.org/personal-banking/account-rates · captured Sep 25, 2026
Traditional IRA
2.94%APY
Minimum balance of $5 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid quarterly. Applies to all balances. Minimum balance of $5 required.Any balance | 2.94% | $294 | Paid quarterly. Applies to all balances. Minimum balance of $5 required. |
Sources (1)
- torranceccu.org/personal-banking/account-rates · captured Sep 25, 2026
Holiday Club
0.08%APY
Start with $5, add monthly through November; balance plus interest transfers into primary account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid quarterly. Start with $5, add monthly through November.Any balance | 0.08% | $8 | Paid quarterly. Start with $5, add monthly through November. |
Sources (1)
- torranceccu.org/personal-banking/account-rates · captured Sep 25, 2026
Who can join Torrance Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Torrance, Redondo Beach, the Palos Verdes Peninsula, Hawthorne, Lawndale, or Lennox.
Cost to join
- A $5 deposit into a share savings account is required to open membership.
Membership information collected October 5, 2026.