Credit union · NCUA insured
Torrance Community Credit Union
Top CarrotA $160M credit union headquartered in Torrance, CA, with 8,075 members and 1 branch in California. Best rates: CDs 3.21% and savings 0.45% APY.
Torrance Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#17 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Torrance Community Credit Union
Founded in 1958 to serve Torrance city employees, Torrance Community Credit Union is headquartered in Torrance, California.
The member-owned credit union serves individuals who live or work in Torrance, Redondo Beach, Palos Verdes, Hawthorne, Lawndale, and Lennox.
- Headquarters
- 1511 Cravens Ave, Torrance, CA 90501-2706
- NCUA charter
- 12543
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Torrance, Redondo Beach, the Palos Verdes Peninsula, Hawthorne, Lawndale, or Lennox.
Cost to join
- A $5 deposit into a share savings account is required to open membership.
Branches
1 branch in California
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California
1 branch
- HeadquartersMain office1511 Cravens Ave, Torrance, CA 90501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.15% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.13% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.58% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $46 | $76 | — |
- CapitalNet worth ratio10.15%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.13%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$46Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Torrance Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.