Credit union · NCUA insured
Sunward Credit Union Savings Rates
Sunward Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Sunward Credit Union’s savings rates compare
Compared with banks and credit unions near Albuquerque, NM, where Sunward Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sunward Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market Savings
Top rate
Citizens Bank of Las Cruces
5.12%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $512
2nd-highest rate
America First Credit Union
3.95%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $395
Sunward Credit Union savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.95%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunward Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.40%APY
Dividend rate and APY may change at the discretion of the Board of Directors. Yields determined at the time of investment.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999APY applies if dividends are not withdrawn during the term. | 0.25% | — | APY applies if dividends are not withdrawn during the term. |
| $10,000 – $24,999APY applies if dividends are not withdrawn during the term. | 0.40% | $40 | APY applies if dividends are not withdrawn during the term. |
| $25,000 – $49,999APY applies if dividends are not withdrawn during the term. | 0.55% | — | APY applies if dividends are not withdrawn during the term. |
| $50,000 – $99,999APY applies if dividends are not withdrawn during the term. | 0.75% | — | APY applies if dividends are not withdrawn during the term. |
| $100,000 – $149,999APY applies if dividends are not withdrawn during the term. | 0.95% | — | APY applies if dividends are not withdrawn during the term. |
| $150,000 – $199,999APY applies if dividends are not withdrawn during the term. | 1.15% | — | APY applies if dividends are not withdrawn during the term. |
| $200,000 and upAPY applies if dividends are not withdrawn during the term. | 1.35% | — | APY applies if dividends are not withdrawn during the term. |
Sources (1)
- gosunward.org/rates · captured Sep 16, 2026
Who can join Sunward Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Valencia County, New Mexico can apply.
Employers and groups
- Membership is open to members of the American Consumer Council (ACC).
- Members of the Albuquerque International Association can apply.
- Individuals in Edgewood, NM and surrounding areas receiving electric power from CNMEC or water from EWWA can apply.
- Members of the National Museum of Nuclear Science & History can apply.
- Current and retired employees of more than 1,400 Sunward partner companies and their family and household members can apply for membership.
1 more way to join
Family and household
- Family and household members of current members can apply for membership.
Membership information collected October 4, 2026.