Bank · FDIC insured
Mission Valley Bank Savings Rates
Mission Valley Bank’s best savings rate is 0.40% APY on $10,000, with its Personal Savings. Rates checked October 16, 2026.
How Mission Valley Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Mission Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Mission Valley Bank
0.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $40
Personal Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Mission Valley Bank savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mission Valley Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Savings
0.40%APY
$3 monthly service charge waived if a minimum average daily balance of $500 is maintained.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 monthly service fee waived with minimum average daily balance of $500; interest compounded daily and credited quarterly.Any balance | 0.40% | $40 | $3 monthly service fee waived with minimum average daily balance of $500; interest compounded daily and credited quarterly. |
Sources (3)
- missionvalleybank.com/wp-conte…/Personal__Savings-1.pdf
- missionvalleybank.com/open-account
- missionvalleybank.com/personal-banking
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.