Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 631–645 results
- LG&E Co. Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000Requirements
Product: Special terms and rates are offered periodically. 10-day grace period at maturity. Penalties for early withdrawal. Dividends are paid monthly and are calculated on the actual daily balance.
4.25% interest rate · Effective Jul 1, 2026
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 1.25% (active Visa, active Checking, and enrolled in e-Statements)
Qualified rate · 4.25% interest rate · Effective Mar 19, 2025
Rate checked
More details - 4.33%APY$250 over 7 months on $10,000
Requirements
Product: Available to customers who live or work in Cumberland or York Counties, Maine, or Rockingham or Strafford Counties, New Hampshire. Early withdrawal penalties and fees could reduce earnings.
Offer: Limited time offer. Special term.
4.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - Credit Union ONECertificate of DepositCD · 7 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$250 over 7 months on $10,000intro rateRequirements
Product: Fixed-rate CDs with terms from 3 months to 5 years; eight standard terms plus a 7-month promotional CD. Minimum to open standard CDs is $500. APY assumes interest remains until maturity. Upon maturity, tier rates default to the current standard rate in the rate schedule.
Offer: Promotional 7-month CD; new money only (funds not currently on deposit at Credit Union ONE; transfers from existing accounts do not qualify). Minimum $1,000 opening deposit. After maturity and a seven-day grace period, rolls into a 6-month CD at the then-current 6-month standard rate. Promotional terms and rates subject to change.
Promotional rate · 4.25% interest rate · Balance cap $250,000 · Effective Oct 15, 2026
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More details - Chicago Firefighters Credit UnionShare CertificateCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000Requirements
Offer: Withdrawals made prior to maturity are subject to a loss of 120 days dividend
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Valley Credit UnionTerm Share CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000intro rateRequirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: International Credit Union Day Certificate Special. Limited time special! Penalty for early withdrawal.
Promotional rate
Rate checked
More details - Citizens National Bank of TexasCNB Certificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000Requirements
Offer: APY is based on an minimum deposit of $1,000. Rates are subject to change. A penalty may be assessed for early withdrawal.
Effective Sep 9, 2025
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More details - UNCLE Credit UnionShare CertificatesCD · 12 months · $1,500 min
Credit union · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000intro rateRequirements
Product: Minimum opening balance and minimum balance to earn dividends is $1,500. Fixed Certificates dividends are calculated daily and paid monthly. Variable Certificates dividends are calculated and compounded daily, posted monthly. Substantial early withdrawal penalties apply to Share Certificates. Fees may reduce earnings.
Offer: The Variable Rate 12-Month Share Certificate is a variable rate account that is tied to the Treasury Bill 6-month auction average rate, rounded down to the nearest quarter percent and adjusted quarterly. Rates subject to change after account is opened. Dividends paid monthly. Dividends are calculated and compounded daily, posted monthly.
Promotional rate · 4.25% interest rate · Compounded daily
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More details - Charleston FCUShare Certificate AccountsCD · 12 months · 2.27%–4.33% by balance
Credit union · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000intro rateRequirements
Product: Fees could reduce the earnings on Club and Share Certificate Accounts. Rates subject to change without notice.
Promotional rate · 2.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY Any balance 2.27% $10,000 and upYour amountCD SPECIAL; $10,000 or more 4.33% Rate checked
More details - Geismar Complex Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000Requirements
Product: Fixed rate until maturity. A $500 minimum deposit is required to open. Early withdrawal penalty applies ($20 fee and withdrawn funds earn the regular share savings dividend rate). Accounts automatically renew at maturity.
Offer: Automatically renews at maturity into a 1-year share certificate at current rates.
Effective Oct 5, 2026
Rate checked
More details - 4.33%APY$507 over 14 months on $10,000intro rate
Requirements
Product: Offer extended to October 24th.
Offer: Offer extended to October 24th.
Promotional rate
Rate checked
More details - Purdue Federal Credit UnionSpecial Share CertificatesCD · 15 months · $5,000 min
Credit union · Add a location to see nearby branches
4.33%APY$544 over 15 months on $10,000intro rateRequirements
Product: Membership eligibility required. $5 deposit in Member Ownership Share required. Special Share Certificates are available for a limited time. Early withdrawal penalty applies.
Offer: Diamond Status My Member Perks tier. Fixed rate. Dividends compounded daily, credited monthly.
Promotional rate · 4.24% interest rate · Compounded daily
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More details - MASSMUTUALShare CertificateCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$544 over 15 months on $10,000intro rateRequirements
Product: $500 minimum deposit to open and earn stated dividend rate and receive Annual Percentage Yield. Early withdrawal penalties apply. Automatic renewal at maturity for 15-Month Promotional into standard 12-Month Share Certificate.
Offer: Limited time offer. Automatically renews at maturity into a standard 12 Month Share Certificate at the then current rate unless different instructions are provided during the grace period.
Promotional rate · 4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - All In Credit UnionShare CertificatesCD · 18 months · $1,000 min · 4.33%–4.39% by balance
Credit union · Add a location to see nearby branches
4.33%APY$656 over 18 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
4.25% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.33% $100,000 and upJumbo 4.39% Rate checked
More details - Sunbelt Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$656 over 18 months on $10,000intro rateRequirements
Product: Available to members 18+ years old. Minimum opening balance of $500 required. Additional deposits are not permitted after opening. Daily balance method is used to calculate dividends. Certificate specials automatically renew to the next highest term upon maturity if the promotional term is no longer available. Early withdrawal penalties apply (90 days dividends for terms <= 12 months, 180 days dividends for terms > 12 months; $25 early withdrawal fee plus interest penalty). A 5-day grace period applies after maturity.
Offer: Certificate special. If the term is not available on maturity, certificate will renew to the next highest term.
Promotional rate · 4.25% interest rate · Effective Sep 24, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank