Credit union · NCUA insured
Sunbelt Federal Credit Union CD Rates
Sunbelt Federal Credit Union’s best CD rate is 4.33% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Sunbelt Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hattiesburg, MS, where Sunbelt Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $656
Share Certificates
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
Sunbelt Federal Credit Union CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo4.18%
- 16–30 months16–30 mo4.33%
- 31–60 months31–60 mo2.78%
- QualifiedQualified4.33%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunbelt Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.33%APY · 8 terms
Available to members 18+ years old. Minimum opening balance of $500 required. Additional deposits are not permitted after opening. Daily balance method is used to calculate dividends. Certificate specials automatically renew to the next highest term upon maturity if the promotional term is no longer available. Early withdrawal penalties apply (90 days dividends for terms <= 12 months, 180 days dividends for terms > 12 months; $25 early withdrawal fee plus interest penalty). A 5-day grace period applies after maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 10 monthsCertificate special. If the term is not available on maturity, certificate will renew to the next highest term | 4.18% | $347 |
| 12 months | 3.20% | $320 |
| 18 monthsCertificate special. If the term is not available on maturity, certificate will renew to the next highest term | 4.33% | $656 |
| 24 months | 3.04% | $617 |
| 36 months | 2.78% | $857 |
| 48 months | 2.58% | $1,073 |
| 60 months | 2.68% | $1,414 |
Who can join Sunbelt Federal Credit Union
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