Credit union · NCUA insured
MASSMUTUAL CD Rates
Top CarrotMASSMUTUAL’s best CD rate is 4.28% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How MASSMUTUAL’s CD rates compare
Compared with banks and credit unions near Tampa, FL, where MASSMUTUAL has the most branches. $10,000, best rate first.
This credit union’s best
MASSMUTUAL
4.33%APY
- Term
- 15 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $544
Share Certificate
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.33%APY · 9 terms
$500 minimum deposit to open and earn stated dividend rate and receive Annual Percentage Yield. Early withdrawal penalties apply. Automatic renewal at maturity for 15-Month Promotional into standard 12-Month Share Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.00% | $74 |
| 6 months | 3.75% | $186 |
| 12 months | 4.07% | $407 |
| 15 monthsLimited time offer. Automatically renews at maturity into a standard 12 Month Share Certificate at the then current rate unless different instructions are provided during the grace period | 4.33% | $544 |
| 18 months | 4.07% | $617 |
| 24 months | 4.13% | $843 |
| 36 months | 4.18% | $1,307 |
| 48 months | 4.18% | $1,780 |
| 60 months | 4.18% | $2,272 |
Sources (2)
All captured Oct 5, 2026
Jumbo Certificate
Up to 4.28%APY · 4 terms
$50,000 minimum deposit to open and earn stated dividend rate and receive Annual Percentage Yield. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 4.23% | — |
| 36 months | 4.28% | — |
| 48 months | 4.28% | — |
| 60 months | 4.28% | — |
Sources (2)
All captured Oct 5, 2026
Who can join MASSMUTUAL
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