Credit union · NCUA insured
Chicago Firefighters Credit Union CD Rates
Top CarrotChicago Firefighters Credit Union’s best CD rate is 4.33% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Chicago Firefighters Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Chicago Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chicago Firefighters Credit Union
4.33%APY
- Term
- 12 months
- Minimum
- $10,000
- Earns on $10,000
- $433
Share Certificate
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.33%APY · 2 terms
Share rates effective as of October 1, 2026. All share and loan rates are subject to change at any time at the discretion of the Board of Directors. Fees could reduce the earnings on accounts. Withdrawals made prior to maturity are subject to loss of dividend days specified in offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsWithdrawals made prior to maturity are subject to a loss of 90 days dividend | 3.81% | $189 |
| 12 monthsWithdrawals made prior to maturity are subject to a loss of 120 days dividend | 4.33% | $433 |
Sources (1)
- chicagofirefighterscu.com/share-rates · captured Oct 6, 2026
Who can join Chicago Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to Chicago firefighters.
Family and household
- Credit union membership is open to immediate family of members, including spouses, children, grandchildren, parents, and grandparents.
Membership information collected October 5, 2026.