Credit union · NCUA insured
Sunbelt Federal Credit Union
A $370.1M credit union headquartered in Hattiesburg, MS, with 35,226 members and 11 branches in Mississippi. Best rates: CDs 4.33% and savings 0.15% APY.
Sunbelt Federal Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#3 of 7 in Hattiesburg, MS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sunbelt Federal Credit Union
- Headquarters
- 6885 U S Highway 49, Hattiesburg, MS 39402
- NCUA charter
- 8905
Branches
11 branches in Mississippi
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Mississippi
11 branches
Hattiesburg area · 3
- 49 Operations Center and BranchMain office6885 U S Highway 49, Hattiesburg, MS 39402Directions
- Lincoln Road1857 Lincoln Rd, Hattiesburg, MS 39402Directions
- Westover Drive112 Westover Dr, Hattiesburg, MS 39402Directions
Laurel area · 3
- Ellisville615 Hill St, Ellisville, MS 39437Directions
- Congress St.1506 Congress St, Laurel, MS 39440Directions
- Sawmill Square734 Sawmill Rd, Laurel, MS 39440Directions
Gulfport area · 2
- Biloxi400 Veterans Ave, Building 18, Biloxi, MS 39531Directions
- Gulfport9210 Highway 49 Ste A, Gulfport, MS 39503Directions
Jackson area · 1
- Magee706 3rd Ave SW, Magee, MS 39111Directions
McComb area · 1
- McComb Branch101 Anna Dr, McComb, MS 39648Directions
Waynesboro area · 1
- Waynesboro345 Central Road, Waynesboro, MS 39367Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.22% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.39% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.92% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $78 | $76 | — |
- CapitalNet worth ratio16.22%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.39%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$78Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sunbelt Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.