Credit union · NCUA insured
Charleston FCU CD Rates
Charleston FCU’s best CD rate is 4.33% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 22, 2026.
How Charleston FCU’s CD rates compare
Compared with banks and credit unions near Charleston, WV, where Charleston FCU has the most branches. $10,000, best rate first.
This credit union’s best
Charleston FCU
4.33%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $433
Share Certificate Accounts
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
Pioneer Appalachia FCU
4.25%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $461
Charleston FCU CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo4.33%
- 16–30 months16–30 mo2.53%
- QualifiedQualified4.33%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Charleston FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Accounts
Up to 4.33%APY · 5 terms
Fees could reduce the earnings on Club and Share Certificate Accounts. Rates subject to change without notice.
| Term | APY · Any balance | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.07% | — | 2.07% | $51 |
| 3 months$10,000 or more | — | 2.22% | 2.22% | $55 |
| 6 months | 2.12% | — | 2.12% | $105 |
| 6 months$10,000 or more | — | 2.27% | 2.27% | $113 |
| 12 months | 2.27% | — | 2.27% | $227 |
| 12 monthsCD SPECIAL; $10,000 or more | — | 4.33% | 4.33% | $433 |
| 18 months | 2.32% | — | 2.32% | $350 |
| 18 months$10,000 or more | — | 2.48% | 2.48% | $374 |
| 24 months | 2.38% | — | 2.38% | $482 |
| 24 months$10,000 or more | — | 2.53% | 2.53% | $512 |
Who can join Charleston FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.