Credit union · NCUA insured
Chicago Firefighters Credit Union
Top CarrotA $90.7M credit union headquartered in Chicago, IL, with 6,465 members and 1 branch in Illinois. Best rates: CDs 4.33% APY.
Chicago Firefighters Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#11 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Chicago Firefighters Credit Union
Founded in 1937 as 2nd Division Credit Union, Chicago Firefighters Credit Union was established to serve fire department employees in the City of Chicago.
Headquartered in Chicago, Illinois, the credit union is overseen by a volunteer board of directors elected by its members.
- Headquarters
- 6230 S Central Ave, Chicago, IL 60638
- NCUA charter
- 61209
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to Chicago firefighters.
Family and household
- Credit union membership is open to immediate family of members, including spouses, children, grandchildren, parents, and grandparents.
Branches
1 branch in Illinois
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Illinois
1 branch
- Chicago Firefighters CUMain office6230 S Central Ave, Chicago, IL 60638Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.11% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.35% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio14.11%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Chicago Firefighters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.