Bank · FDIC insured
Citizens National Bank of Texas CD Rates
Citizens National Bank of Texas’s best CD rate is 4.33% APY on a 1-year CD. Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Citizens National Bank of Texas’s CD rates compare
Compared with banks and credit unions in Texas, where Citizens National Bank of Texas has the most branches. $10,000, best rate first.
This bank’s best
Citizens National Bank of Texas
4.33%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $433
CNB Certificate of Deposit
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CNB Certificate of Deposit
Up to 4.33%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY is based on an minimum deposit of $1,000. Rates are subject to change. A penalty may be assessed for early withdrawal | 4.04% | $200 |
| 12 monthsAPY is based on an minimum deposit of $1,000. Rates are subject to change. A penalty may be assessed for early withdrawal | 4.33% | $433 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.