Credit union · NCUA insured
Geismar Complex Federal Credit Union CD Rates
Top CarrotGeismar Complex Federal Credit Union’s best CD rate is 4.33% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Geismar Complex Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Geismar Complex Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Geismar Complex Federal Credit Union
4.33%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $433
Share Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Geismar Complex Federal Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo4.33%
- 16–30 months16–30 mo3.30%
- QualifiedQualified4.33%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Geismar Complex Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.33%APY · 3 terms
Fixed rate until maturity. A $500 minimum deposit is required to open. Early withdrawal penalty applies ($20 fee and withdrawn funds earn the regular share savings dividend rate). Accounts automatically renew at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAutomatically renews at maturity into a 6-month share certificate at current rates | 3.56% | $176 |
| 12 monthsAutomatically renews at maturity into a 1-year share certificate at current rates | 4.33% | $433 |
| 24 months | 3.30% | $671 |
Sources (4)
- gcfcu.net/rates
- gcfcu.net/share-certificate-special-disclosure
- gcfcu.net/share-certificates
- gcfcu.net/schedule-of-fees
All captured Oct 5, 2026
Who can join Geismar Complex Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specified partner companies are eligible to join Geismar Complex FCU.
Family and household
- A spouse, child, sibling, parent, grandparent, grandchild, cousins, aunt, uncles, step-parent, stepsiblings, or adopted individuals of an existing member are eligible to join.
- Individuals who live in the same residence maintaining a single economic unit with a current GCFCU member are eligible to join.
Membership information collected October 5, 2026.