Bank · FDIC insured
Kennebunk Savings CD Rates
Kennebunk Savings’s best CD rate is 4.33% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Kennebunk Savings’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Kennebunk Savings has the most branches. $10,000, best rate first.
This bank’s best
Kennebunk Savings
4.33%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $250
Personal CD
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Kennebunk Savings CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo4.33%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo1.26%
- 31–60 months31–60 mo2.02%
- QualifiedQualified4.33%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kennebunk Savings ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal CD
Up to 4.33%APY · 9 terms
Available to customers who live or work in Cumberland or York Counties, Maine, or Rockingham or Strafford Counties, New Hampshire. Early withdrawal penalties and fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.56% | $88 |
| 6 months | 3.30% | $164 |
| 7 monthsLimited time offer. Special term | 4.33% | $250 |
| 9 months | 3.20% | $239 |
| 12 months | 3.04% | $304 |
| 18 months | 1.00% | $150 |
| 24 months | 1.26% | $254 |
| 36 months | 1.51% | $460 |
| 60 months | 2.02% | $1,052 |
Sources (3)
- applynow.kennebunksavings.com/products
- kennebunksavings.com/personal-banking
- kennebunksavings.com/personal-…ersonal-savings-accounts
All captured Oct 22, 2026
Special-purpose accounts
Premium IRA CD
Up to 0.50%APY · 4 terms
Available to customers who live or work in Cumberland or York Counties, Maine, or Rockingham or Strafford Counties, New Hampshire. Premium CD eligibility requires maintaining a personal checking, money market or savings account. Penalties for early withdrawal may apply. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires maintaining a personal checking, money market or savings account | 0.25% | $25 |
| 24 monthsRequires maintaining a personal checking, money market or savings account | 0.35% | $70 |
| 36 monthsRequires maintaining a personal checking, money market or savings account | 0.40% | $120 |
| 60 monthsRequires maintaining a personal checking, money market or savings account | 0.50% | $253 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.