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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in La Crosse, WI-MN metro
- Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min
Credit union · 6 branches
4.75%APY$1,230 over 30 months on $10,000intro rateRequirements
Product: Dividends paid quarterly. 10-month certificate renews to 12-month at maturity; 30-month certificate renews to 24-month at maturity. Early withdrawal penalty applies.
Offer: 30-month certificate special automatically renews to a 24-month certificate upon maturity. Early withdrawal penalty is 180 days of dividends.
Promotional rate · 4.67% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.70%APY$713 over 18 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Dividends calculated and paid quarterly. Minimum opening deposit $100.
4.62% interest rate · Effective Oct 9, 2026
Rate checked
More details - Governmental Employees Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
4.50%APY$450 over 1 year on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.
Offer: CD Special - Limited Time Offer. Early withdrawals are subject to penalty.
Promotional rate · 4.41% interest rate · Effective Oct 5, 2026
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More details - 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
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More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. Minimum balance requirements may exist.
4.23% interest rate · Effective Aug 31, 2026
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More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Offer: Rates as of August 27, 2026. APY assumes interest will remain on deposit until maturity. Early withdrawal fees may apply. Minimum balance to obtain APY is $1,000.00.
4.23% interest rate · Effective Aug 27, 2026
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More details - Park BankCertificate of DepositCD · 12 months · $2,500 min · 1.71%–4.26% by balance
Bank · 2 branches
4.26%APY$426 over 1 year on $10,000intro rateRequirements
Product: Penalties may be imposed for early withdrawal.
Offer: Less than $10,000 Minimum Daily Balance to Earn Annual Percentage Yield; 1 Year term.
Promotional rate · 1.70% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 1.71% $10,000 and upYour amountInterest rate on the 1-year CD is a special, limited time offer. 4.26% Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Dividends calculated from date of issuance to maturity, paid and compounded quarterly. Additional deposits not permitted. Early withdrawal penalty of 180 days worth of interest. Auto-renews for same term unless notified within 10 days after maturity, redemption established at opening, or if special (transfers to deposit account).
Offer: 13 MONTH SPECIAL; certificate is a special and will automatically be transferred to a deposit account at maturity.
Promotional rate · 4.18% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
Offer: Special rate certificate. Dividends compound monthly. Automatic renewal upon maturity.
Promotional rate · 4.17% interest rate · Effective Sep 23, 2026
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More details - Mayo Employees Federal Credit Union25 Month CertificateCD · 25 months · $1,000 min
Credit union · 1 branch
4.25%APY$906 over 25 months on $10,000intro rateRequirements
Product: Join us in celebrating 25 years at our Cascade Lake Office! Offer good though 10/31/26. $1,000 minimum deposit. A penalty may be imposed for early withdrawal.
Offer: Offer good though 10/31/26. Cascade Lake Office 25 years celebration offer. A penalty may be imposed for early withdrawal.
Promotional rate · Effective Oct 1, 2026
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More details - UW Credit UnionCertificates SpecialsCD · 14 months · $5,000 min · 4.15%–4.25% by balance
Credit union · 1 branch
4.20%APY$492 over 14 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Early withdrawal penalties apply.
4.07% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Certificates Specials Balance APY $5,000 and up 4.15% $10,000 and upYour amount 4.20% $250,000 and up 4.25% Rate checked
More details - 4.20%APY$783 over 22 months on $10,000intro rate
Promotional rate · 4.14% interest rate · Effective Oct 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in La Crosse, WI-MN metro
223 CDs at 24 banks and credit unions · checked Oct 6–22
- Typical
- 3.30%
- Top 10% from
- 4.10%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.43%
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La Crosse, WI-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 6 branches
- Governmental Employees Credit UnionCredit union · 1 branch
- Gundersen Credit UnionCredit union · 1 branch