Bank · FDIC insured
River Bank
A $1B bank headquartered in Stoddard, WI, with 13 branches in Wisconsin. Best rates: CDs 4.30% and savings 1.26% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—4.30%CD rates →
- Savings861.51%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About River Bank
River Bank was formed on June 30, 1991, through the merger of three banks located along the Mississippi River in Stoddard, Ferryville, and De Soto.
Today, it operates as a locally-owned community bank in La Crosse, serving Crawford, La Crosse, Monroe, Trempealeau, and Vernon counties.
- Headquarters
- 145 N Main St, Stoddard, WI 54658
- FDIC certificate
- 14995 ↗
Branches
13 branches in Wisconsin
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Wisconsin
13 branches
La Crosse area · 8
- River BankMain office145 N Main St, Stoddard, WI 54658Directions
- Farmers State Bank/Branch1606 Commercial St, Bangor, WI 54614Directions
- Coon Valley Branch300 Central Ave, Coon Valley, WI 54623Directions
- Holmen Branch4000 Corporate Dr, Holmen, WI 54636Directions
- La Crosse Branch1232 Rose St, La Crosse, WI 54603Directions
- La Crosse Branch4401 Mormon Coulee Rd, La Crosse, WI 54601Directions
- Leonard Street Branch204 Leonard St N, West Salem, WI 54669Directions
- Westby Branch101 Stenslien St, Westby, WI 54667Directions
Sparta area · 3
- Downtown Sparta Branch124 W Oak St, Sparta, WI 54656Directions
- Sparta Branch900 Maple Ave, Sparta, WI 54656Directions
- Union Bank Br1301 Superior Ave, Tomah, WI 54660Directions
De Soto area · 1
- De Soto Branch88 Crawford St, De Soto, WI 54624Directions
Ferryville area · 1
- Ferryville Branch161 Main St, Ferryville, WI 54628Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.02% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.16% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.14% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $113 | $88 | — |
- CapitalLeverage ratio12.02%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.16%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.14%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$113Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of River Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.