Bank · FDIC insured
First National Bank of Bangor CD Rates
First National Bank of Bangor’s best CD rate is 4.30% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How First National Bank of Bangor’s CD rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where First National Bank of Bangor has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Bangor
4.30%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $430
Certificates of Deposit (CDs)
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Co-op Credit Union
4.70%APY
- Term
- 18 months
- Minimum
- $100
- Earns on $10,000
- $713
First National Bank of Bangor CD score
87
CD score
Higher than 78% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Bangor ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.30%APY · 8 terms
All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. Minimum balance requirements may exist.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.03% | $150 |
| 12 months | 4.30% | $430 |
| 18 months | 3.55% | $537 |
| 24 months | 3.55% | $723 |
| 30 months | 3.55% | $911 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.55% | $1,497 |
| 60 months | 3.55% | $1,906 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Accounts
2.52%APY
All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Minimum balance requirements may exist.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.52% | $252 |
Sources (2)
- fnbbangor.net/savings/individual-retirement-account-ira
- fnbbangor.net/savings/personal…/certificates-of-deposit
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.