Credit union · NCUA insured
Verve, a Credit Union CD Rates
Verve, a Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Verve, a Credit Union’s CD rates compare
Compared with banks and credit unions near Oshkosh, WI, where Verve, a Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Verve, a Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Share Certificate
Top rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
2nd-highest rate
Capital Credit Union
5.00%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $415
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 4 terms
Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compound monthly. Automatic renewal upon maturity with a 10-day grace period | 2.25% | $225 |
| 13 monthsSpecial rate certificate. Dividends compound monthly. Automatic renewal upon maturity | 4.25% | $461 |
| 18 monthsDividends compound monthly. Automatic renewal upon maturity with a 10-day grace period | 2.50% | $377 |
| 24 monthsDividends compound monthly. Automatic renewal upon maturity with a 10-day grace period | 2.75% | $558 |
Sources (2)
All captured Sep 24, 2026
Add-On Certificate
0.20%APY · 1 term
Additional deposits are allowed. Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAdditional deposits are allowed. Dividends compound monthly | 0.20% | $20 |
Sources (1)
- verveacu.com/certificates.html · captured Sep 24, 2026
Special-purpose accounts
IRA Certificate
Up to 4.25%APY · 4 terms
Traditional and Roth IRA options available. Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compound monthly. Automatic renewal upon maturity with a 10-day grace period | 2.25% | $225 |
| 13 monthsSpecial rate certificate. Dividends compound monthly. Automatic renewal upon maturity | 4.25% | $461 |
| 18 monthsDividends compound monthly. Automatic renewal upon maturity with a 10-day grace period | 2.50% | $377 |
| 24 monthsDividends compound monthly. Automatic renewal upon maturity with a 10-day grace period | 2.75% | $558 |
Sources (2)
All captured Sep 24, 2026
Who can join Verve, a Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in 23 designated counties across Wisconsin, Minnesota, and Illinois.
Employers and groups
- Membership is open nationwide through American Consumer Council (ACC) membership.
- Membership is open to employees of Kimberly-Clark Corp., Fox River Paper Co., and the medical services industry.
Family and household
- Membership is open to the immediate family of any current member.
Cost to join
- Members must purchase and maintain one required share at a par value of $5.00 in a savings account.
Membership information collected October 5, 2026.