Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–12 of 12 in La Crosse, WI-MN metro · median 12.44% APR
- 8.90%APRas low as
Credit card score 89 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate 8.99% APR for purchases. No annual fee. Earn points for merchandise and travel rewards.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.40%APRas low as
Terms
All loans are subject to credit approval. Some restrictions may apply. Contact 1st CCU for full details. Rates subject to change at any time without warning. Membership eligibility required.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Variable APR based on the Prime Rate. Applies to purchases.
Credit card score 77 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.88%APRas low as
Terms
No annual fee, balance transfer fee, or cash advance fee. No minimum finance charge. Rates subject to change and cancellation at anytime.
Credit card score 74 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 16.49%
12.49% APR, up to 16.49%
Terms
Variable APR after 6 months based on credit worthiness.
Credit card score 70 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 24.25%
12.90% APR, up to 24.25%
Terms
Standard variable APR range as of 11/25/25.
Credit card score 67 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 22.90%
13.90% APR, up to 22.90%
Terms
Standard variable APR for purchases based on credit history and Prime Rate. No balance transfers allowed.
Credit card score 64 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
Annual fee after the first 12 months is $99. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate.
Credit card score 60 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in La Crosse, WI-MN metro
12 banks and credit unions · checked Oct 16–22
- Typical
- 12.44%
- Top 10% up to
- 9.03%
- Banks, typical
- 18.12%
- Credit unions, typical
- 11.44%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
La Crosse, WI-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 6 branches
- Governmental Employees Credit UnionCredit union · 1 branch
- Gundersen Credit UnionCredit union · 1 branch