Credit union · NCUA insured
Governmental Employees Credit Union
Top CarrotA $119.3M credit union headquartered in La Crosse, WI, with 6,759 members and 2 branches in Wisconsin. Best rates: CDs 4.50% and savings 2.10% APY.
Governmental Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#1 of 54 in Milwaukee, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Governmental Employees Credit Union
Founded in 1931, Governmental Employees Credit Union (GECU) is a member-owned financial institution where every member is a partial owner.
The credit union serves La Crosse, Onalaska, and Holmen, Wisconsin.
- Headquarters
- 225 La Crosse St, La Crosse, WI 54601-3253
- NCUA charter
- 66529
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in La Crosse County.
- Membership is open to individuals who work in La Crosse County.
Military, government and schools
- Membership is open to any Federal, State, or City Government Employee.
Family and household
- Membership is open to direct relatives (parent, sibling, child) of someone who qualifies.
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
La Crosse area · 1
- Governmental Employee Credit UnionMain office225 La Crosse St, La Crosse, WI 54601Directions
Milwaukee area · 1
- Wcussc6126 W Layton Ave, Greenfield, WI 53220Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.40% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.71% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.68% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio9.40%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.71%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.68%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Governmental Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.