Bank · FDIC insured
River Bank CD Rates
River Bank’s best CD rate is 4.30% APY on a 1-year CD. Rates checked October 16, 2026.
How River Bank’s CD rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where River Bank has the most branches. $10,000, best rate first.
This bank’s best
River Bank
4.30%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $430
12 Month CD
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Co-op Credit Union
4.70%APY
- Term
- 18 months
- Minimum
- $100
- Earns on $10,000
- $713
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12 Month CD
4.30%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRates as of August 27, 2026. APY assumes interest will remain on deposit until maturity. Early withdrawal fees may apply. Minimum balance to obtain APY is $1,000.00 | 4.30% | $430 |
Sources (1)
- riverbank.biz/personal-cds-and-iras.html · captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificate of Deposit
4.30%APY · 1 term
Offers Traditional, Roth, SEP, Simple and Coverdell Educational IRA Certificate of Deposit with various terms and rates. Interest is compounded and credited quarterly. APY assumes interest remains on deposit until maturity. 10 calendar days after maturity to withdraw funds without penalty. Early withdrawal penalty may apply and reduce principal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCD & IRA Special | 4.30% | $430 |
Sources (1)
- riverbank.biz/personal-cds-and-iras.html · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.