Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Hartford, CT metro
- Connecticut State Police Credit UnionCertificates of DepositCD · 120 months · $500 min
Credit union · 1 branch
4.86%APY$6,065 over 120 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Accounts compound monthly.
Offer: Early withdrawal penalty of 270 days dividends. Compounded monthly.
4.75% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - Nutmeg State Financial Credit UnionShare CertificatesCD · 14 months · $1,000 min
Credit union · 4 branches
4.60%APY$539 over 14 months on $10,000Requirements
Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.
Offer: Promotional Rate. At maturity, rolls into a 12-month non-promotional certificate at the then-current rate. Minimum deposit is $1,000 per member on new money only (not available for funds withdrawn from existing Nutmeg savings or certificate accounts). Online enrollment only. Cannot be combined with other offers.
4.51% interest rate · Effective Oct 19, 2026
Rate checked
More details - 4.28%APY$2,332 over 60 months on $10,000
Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.20% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - COMTRUST Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · 1 branch
4.25%APY$210 over 6 months on $10,000Requirements
Product: Certificate requires $1,000 minimum to open and will automatically renew at the end of the term. Fees may reduce earnings on account. Rates subject to change without notice. Penalty for early withdrawal. Federally insured up to $250,000 by NCUA. Opening a CD online is available to existing members; new members can open an account online and add a certificate once membership is established.
Offer: Annual Percentage Yield is based on monthly compounding. Penalty for early withdrawal. Automatically renews at the end of the term.
4.17% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000
Requirements
Product: Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
Offer: To earn the advertised Annual Percentage Yield, a $1,000 minimum balance is required for a Share Certificate. Offer is subject to change without notice and may be withdrawn at any time. Certificate will renew at a 12 month term upon maturity and will earn the 12 month rate available on that date. APY accurate as of 10/1/2026.
4.16% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Early withdrawal penalty applies. Minimum opening deposit $500; minimum balance to earn APY $500. Maximum deposit $250,000.00. Account owner under 16 must be joint with parent/guardian. Fees could reduce earnings.
Offer: 13-Month CD Special. Promotional rate is for consumer accounts only; not available for trusts or IRA CDs. Automatically renews to a 1-Year CD at maturity. Maximum deposit $250,000.00. Early withdrawal penalty applies.
Promotional rate · 4.17% interest rate · Balance cap $250,000 · Effective Oct 14, 2026
Rate checked
More details - America's First Network Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · 3 branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Offer: Limited time certificate special
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$747 over 21 months on $10,000
Requirements
Product: There is no monthly service charge. Guaranteed interest rate for the term of the CD. Interest credited monthly. Principal withdrawn before maturity subject to early withdrawal penalty, unless taking a distribution from an IRA. CDs automatically renew at maturity with a 10-day grace period.
Offer: Limited time only and subject to change without notice.
4.12% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.18%APY$1,307 over 36 months on $10,000
Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.15%APY$275 over 8 months on $10,000
Requirements
Product: Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
4.07% interest rate · Effective Oct 3, 2026
Rate checked
More details - Riverbank Federal Credit UnionTerm Share CertificatesCD · 6 months · $500 min
Credit union · 1 branch
4.07%APY$201 over 6 months on $10,000Requirements
Product: $500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.
Offer: Outside Funds
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - 4.07%APY$442 over 13 months on $10,000intro rate
Requirements
Product: Promotional CD special rates. $1,000 min opening deposit. Max deposit $750,000 branch / $100,000 online. No monthly service charge. Early withdrawal penalty applies.
Offer: 13-Month Promo. Renewal term is 12 months. Minimum balance to earn APY is $0.01.
Promotional rate · 4.00% interest rate
Rate checked
More details - Metropolitan District Employees Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · 1 branch
4.00%APY$99 over 3 months on $10,000Requirements
Product: The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. There will be a 10 day period to add or withdrawal from the certificate without penalty. Early withdrawal penalty is half the term of interest.
4.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.00%APY$132 over 4 months on $10,000intro rate
Requirements
Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.
Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.
Promotional rate · 3.93% interest rate · Effective Jan 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hartford, CT metro
413 CDs at 43 banks and credit unions · checked Oct 16–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Hartford, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Riverbank Federal Credit UnionCredit union · 1 branch
- Connecticut State Police Credit UnionCredit union · 1 branch