Credit union · NCUA insured
Nutmeg State Financial Credit Union
Top CarrotA $885.2M credit union headquartered in Rocky Hill, CT, with 66,654 members and 12 branches in Connecticut. Best rates: CDs 4.60% and savings 0.35% APY.
Nutmeg State Financial Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#8 of 31 in New Haven, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nutmeg State Financial Credit Union
Nutmeg State Financial Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Rocky Hill, Connecticut.
- Headquarters
- 500 Enterprise Dr Ste 4A, Rocky Hill, CT 06067
- NCUA charter
- 68657
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone in the United States can join via The Community Impact Fund (CIF) membership eligibility with no additional fees or obligations.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County, or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT.
Employers and groups
- Membership is open to employees of Nutmeg State Financial Credit Union.
Family and household
- Membership is open to spouses and immediate family of current members.
Cost to join
- A minimum deposit of $5 in a Share Savings Account is required to open and maintain membership.
Branches
12 branches in Connecticut
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Connecticut
12 branches
New Haven area · 5
- Branford249 W Main St, Branford, CT 06405Directions
- Hamden105 Sanford St, Hamden, CT 06514Directions
- 200 Orange St200 Orange St, New Haven, CT 06510Directions
- SCSU Student Center501 Crescent St, New Haven, CT 06515Directions
- Orange - Branch259 Bull Hill Ln, Orange, CT 06477Directions
Hartford area · 4
- Glastonbury Branch81 House St, Glastonbury, CT 06033Directions
- Manchester - Branch270 Broad ST, Manchester, CT 06040Directions
- New Britain - Branch995 W Main St, New Britain, CT 06053Directions
- Rocky Hill - Branch520 Cromwell Ave, Rocky Hill, CT 06067Directions
Waterbury area · 2
- Bristol - North St.25 North St, Bristol, CT 06010Directions
- Bristol - Stafford Ave902 Stafford Ave, Bristol, CT 06010Directions
Bridgeport area · 1
- Stratford Branch250 Barnum Avenue Cutoff, Stratford, CT 06614Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.93% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.75% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.54% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $98 | $76 | — |
- CapitalNet worth ratio11.93%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.75%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$98Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nutmeg State Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.