Credit union · NCUA insured
Police Credit Union of CT
Top CarrotA $45.9M credit union headquartered in Hartford, CT, with 2,921 members and 2 branches in Connecticut. Best rates: CDs 4.28% and savings 1.66% APY.
Police Credit Union of CT Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#4 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Police Credit Union of CT
Police Credit Union of CT is a member-owned credit union formed from the Hartford Police Federal Credit Union (founded 1950) and Waterbury Police Federal Credit Union (founded 1940).
The statewide institution serves law enforcement professionals and their families throughout Connecticut.
- Headquarters
- 253 High St, Hartford, CT 06103
- NCUA charter
- 6628
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of federal, state, county, or municipal agencies or departments engaged in the police protection industry working in the State of Connecticut are eligible for membership.
Cost to join
- A mandatory $5 deposit to open a savings account is required for membership.
Branches
2 branches in Connecticut
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Connecticut
2 branches
Hartford area · 1
- Main BranchMain office253 High St, Hartford, CT 06103Directions
Waterbury area · 1
- Waterbury Branch255 E Main St, Waterbury, CT 06702Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.66% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.47% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio10.66%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.47%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Police Credit Union of CT are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.