Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 34 in Hartford, CT metro · median 5.07% APR
- 3.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate as low as disclosed applies when automatic payment from the PSFCU Checking Account is selected; rates are 0.25% higher without automatic payment. The rate you receive will be based upon your credit history, collateral, and loan character.
Auto loan score 93 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 3.74%APRas low as
Terms
As low as rate. Terms and conditions apply.
Auto loan score 98 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - 3.74%APRas low as
Terms
will finance 100% up to 84 months; $65,000.00 or less.
Auto loan score 88 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 4.29%APRas low as · up to 13.19%
4.29% APR, up to 13.19%
Terms
Mileage: 0-25K Miles
Auto loan score 92 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
2025 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 10,000 miles.
Auto loan score 85 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - Tobacco Valley Teachers Federal Credit UnionVehicles & Motorcycles · up to 60 months
Credit union · 1 branch
4.60%APRas low asTerms
90th Anniversary Auto Loan Special valid October 1 - November 30, 2026. Up to 94% financing. Add 1% to rate if loan-to-value is 95% - 104%. Maximum loan amount: $60,000.00. Rate match available with a floor of 1.99% APR with proof.
Auto loan score 88 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.80%APRas low as
Terms
125% financing of selling price including tax, title, warranty and conveyance fees.
Auto loan score 86 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.85%APRas low as
Auto loan score 81 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate as low as 4.99% APR for 5 years term.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Auto loan score 83 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Up to 7 years old, max 124K miles. 100% financing available. Rate based on credit grade A and includes 0.25% Auto-Pay discount from a 360FCU account (increases by 0.25% without Auto-Pay).
Auto loan score 79 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year 2019-2025. Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Auto loan score 79 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval.
Auto loan score 78 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - Manchester Municipal Federal Credit UnionNew & Used Auto Loans · up to 60 months
Credit union · 1 branch
4.99%APRas low as · up to 7.99%4.99% APR, up to 7.99%
Terms
Credit score 720+ for 4.99% APR; credit score 600 – 619 for 7.99% APR.
Auto loan score 76 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as APR for platinum credit and loan amount of $25,000; includes 0.25% Auto Pay discount with Ellafi FCU checking.
Auto loan score 73 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Hartford, CT metro
34 banks and credit unions · checked Oct 15–22
- Typical
- 5.07%
- Top 10% up to
- 4.35%
- Banks, typical
- 6.12%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hartford, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Riverbank Federal Credit UnionCredit union · 1 branch
- Connecticut State Police Credit UnionCredit union · 1 branch