Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1336–1350 of 2,149 results
- Western Vista Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.25%APY$31 over 3 months on $10,000Requirements
Product: Rates subject to change. Dividends paid quarterly and at maturity. Term deposits have a penalty for early withdrawal.
Rate checked
More details - iQ Credit UnionCertificatesCD · 3 months · $0 min
Credit union · Add a location to see nearby branches
1.25%APY$31 over 3 months on $10,000with conditionsRequirements
Product: Rates may change at any time after account opening. Early withdrawal penalty may apply. Eligible for Member Perks bump upon qualification and request at CD opening (must have savings and checking with debit card, eStatements, and Easy Saver). No minimum deposit to open.
Offer: Member Perks rate bump: requires iQ savings and checking account with a debit card, enrollment in eStatements and Easy Saver program.
Qualified rate · 1.25% interest rate · Effective Sep 9, 2026
Rate checked
More details - El Dorado Savings BankCertificates of DepositCD · 3 months · $500 min · 0.10%–1.24% by balance
Bank · Add a location to see nearby branches
1.24%APY$31 over 3 months on $10,000Requirements
Product: A penalty may be imposed for withdrawals before maturity from term accounts. Fees imposed on your account may affect the annual percentage yield.
0.10% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 0.10% $10,000 and upYour amount 1.24% Rate checked
More details - The First National Bank in TremontCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.22%APY$30 over 3 months on $10,000Requirements
Product: Terms from 3 months up to 3 years. Rates subject to change without notice. Interest is compounded and credited quarterly. Rates are fixed for the initial term. Early withdrawal penalties apply. Account fees could reduce earnings. Minimum balance is required to obtain the stated APY.
1.21% interest rate · Effective Oct 16, 2026
Rate checked
More details - Hoosier Hills Credit UnionCertificatesCD · 3 months
Credit union · Add a location to see nearby branches
1.21%APY$30 over 3 months on $10,000Requirements
Product: A minimum deposit of $500 is required to open all Certificates, excluding Save to Win. Terms range from 91 days to 60 months. Dividends calculated and paid monthly. Penalties for early withdrawal may apply.
Offer: Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply.
1.20% interest rate · Effective Oct 22, 2026
Rate checked
More details - Central State BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.21%APY$30 over 3 months on $10,000Requirements
Product: Interest compounded quarterly. Early withdrawal penalties apply. No deposits permitted before maturity.
Offer: 91 Days CD. Interest compounded quarterly.
1.20% interest rate · Compounded quarterly · Effective Dec 17, 2025
Rate checked
More details - Combined FCUShare CertificatesCD · 3 months · $500 min · 1.11%–1.21% by balance
Credit union · Add a location to see nearby branches
1.21%APY$30 over 3 months on $10,0001.10% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $10,000 1.11% $10,000 and upYour amount 1.21% Rate checked
More details - Metro Credit UnionShare Certificates (CD)CD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.21%APY$30 over 3 months on $10,000Requirements
Product: Federally insured up to $250,000 by the NCUA. Penalty may apply for early withdrawal. Features automatic renewal at maturity.
Offer: Minimum amount for deposit is $1,000. Early withdrawal penalty may apply.
1.20% interest rate · Effective Feb 1, 2026
Rate checked
More details - Wescom FinancialShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.20%APY$30 over 3 months on $10,000Requirements
Product: Rates as of 10/7/2026 in header; disclosure states accurate as of 08/04/2026. Minimum opening deposit and balance to obtain APY is $500.00. Additional bonus dividends available for Signature and Platinum Signature members.
Offer: Signature Member tier; 90 to 179 days.
1.19% interest rate
Rate checked
More details - Global Credit UnionCertificate AccountCD · 3–5 months · $500 min
Credit union · Add a location to see nearby branches
1.20%APYwith conditionsRequirements
Product: Open a certificate with as little as $500. Early withdrawal penalties apply.
Offer: Early withdrawal penalty applies.
Qualified rate · 1.20% interest rate
Rate checked
More details - True North Federal Credit UnionStandard CertificatesCD · 3–5 months
Credit union · Add a location to see nearby branches
1.20%APYRequirements
Product: Fixed rate for term of certificate. Penalty may be imposed for early withdrawal.
Offer: Term 3 Months (90-179 days). Dividends Credited at Maturity. Penalty may be imposed for Early Withdrawal.
1.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - The Community State Bank30-90 Day CDCD · 1–3 months · $1,000 min
Bank · Add a location to see nearby branches
1.16%APYRequirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
Offer: Term is 30-90 days.
1.15% interest rate · Effective Sep 29, 2026
Rate checked
More details - FAIRWINDS Credit UnionCertificate of DepositCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.16%APY$29 over 3 months on $10,000Requirements
Product: Early withdrawal penalties may apply. FAIRWINDS Visa Signature Credit Card members can receive a 0.25% rate bump on a CD upon request at account opening or renewal.
Effective Oct 22, 2026
Rate checked
More details - Davis TrustCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.16%APY$29 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Substantial penalty for early withdrawal. Term is 91 days.
1.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - HomeBankCertificate of Deposit (CD)CD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
1.16%APY$29 over 3 months on $10,000Requirements
Product: Daily Balance Required & $249,000 per account limit. A penalty will be imposed for early withdrawal.
1.15% interest rate · Balance cap $249,000 · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank