Credit union · NCUA insured
Hoosier Hills Credit Union CD Rates
Top CarrotHoosier Hills Credit Union’s best CD rate is 4.01% APY on a 10-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 5, 2026.
How Hoosier Hills Credit Union’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Hoosier Hills Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hoosier Hills Credit Union
4.01%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $333
Certificates
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
Hoosier Hills Credit Union CD score
84
CD score
Higher than 67% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.56%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hoosier Hills Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.01%APY · 11 terms
Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply and fees may reduce earnings. Minimum deposit of $500 required to open all Certificates (excluding Save to Win). Terms range from 91 days to 60 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.21% | $30 |
| 6 months | 3.30% | $164 |
| 10 monthsPick Your Term Certificate Special: Choose a 10-month or 15-month term. Renews at maturity for a 12-month term. Available for Consumer, Commercial and IRA certificates. Not available for Public Funds. Subject to cancellation at any time | 4.01% | $333 |
| 12 months | 3.30% | $330 |
| 15 monthsPick Your Term Certificate Special: Choose a 10-month or 15-month term. Renews at maturity for a 12-month term. Available for Consumer, Commercial and IRA certificates. Not available for Public Funds. Subject to cancellation at any time | 4.01% | $504 |
| 18 months | 3.30% | $499 |
| 24 months | 3.56% | $725 |
| 30 months | 3.56% | $914 |
| 36 months | 3.56% | $1,106 |
| 48 months | 3.56% | $1,502 |
| 60 months | 3.56% | $1,911 |
Sources (1)
- hoosierhills.com/personal/save/certificates · captured Oct 5, 2026
Save to Win Certificate
3.04%APY · 1 term
To participate, must be at least 18 years or older, a legal resident of a prize-linked saving state and a Hoosier Hills Credit Union member. Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. One withdrawal allowed from Save to Win account in the 12-month period ($25 withdrawal fee will apply). Early withdrawal penalties may apply and fees may reduce earnings. Dividends calculated monthly and paid monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.04% | $304 |
Sources (3)
- hoosierhills.com/personal/save/save-to-win
- hoosierhills.com/personal/save/savings-account
- hoosierhills.com/personal/save/certificates
All captured Oct 5, 2026
Who can join Hoosier Hills Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.