Bank · FDIC insured
Davis Trust
A $274.9M bank headquartered in Elkins, WV, with 2 branches in West Virginia. Best rates: CDs 4.58% and savings 0.50% APY.
Davis Trust Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#1 of 4 in Elkins, WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Davis Trust
Founded in 1901, Davis Trust Company is a community bank headquartered in Elkins, West Virginia.
- Headquarters
- 227 Davis Ave, Elkins, WV 26241
- FDIC certificate
- 2453 ↗
Branches
2 branches in West Virginia
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West Virginia
2 branches
- Davis Trust CompanyMain office227 Davis Ave, Elkins, WV 26241Directions
- South Branch950 Beverly Pike, Elkins, WV 26241Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.47% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.57% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $110 | $81 | — |
- CapitalLeverage ratio8.47%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.57%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$110Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Davis Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.