Credit union · NCUA insured
FAIRWINDS Credit Union CD Rates
FAIRWINDS Credit Union’s best CD rate is 3.70% APY on a 5-year share certificate (CD), with extra requirements. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How FAIRWINDS Credit Union’s CD rates compare
Compared with banks and credit unions near Orlando, FL, where FAIRWINDS Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FAIRWINDS Credit Union
3.70%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,992
Certificate of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.70%APY · 7 terms
Early withdrawal penalties may apply. FAIRWINDS Visa Signature Credit Card members can receive a 0.25% rate bump on a CD upon request at account opening or renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 1.16% | $29 |
| 6 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 3.65% | $181 |
| 12 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 3.39% | $339 |
| 24 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 3.58% | $729 |
| 36 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 3.64% | $1,132 |
| 48 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 3.67% | $1,551 |
| 60 monthsVisa Signature Card Holders receive a 0.25% rate bump; must request rate bonus at the time of CD opening or CD renewal | 3.70% | $1,992 |
Sources (2)
All captured Oct 15, 2026
Who can join FAIRWINDS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone nationwide.
Cost to join
- A $5 membership share establishes ownership and grants access to accounts, services, and benefits.
Membership information collected October 5, 2026.