Credit union · NCUA insured
True North Federal Credit Union CD Rates
Top CarrotTrue North Federal Credit Union’s best CD rate is 4.25% APY on a 25-month share certificate (CD). Terms run from 1 month to 5 years. Rates checked October 15, 2026.
How True North Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Juneau, AK, where True North Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
True North Federal Credit Union
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $317
Fall Certificate Special
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
Global Credit Union
4.00%APY
- Term
- 24–35 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- —
True North Federal Credit Union CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo2.60%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo2.90%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where True North Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit – Summer Special
Up to 4.25%APY · 3 terms
New Money Special; open on or after June 15, 2026; maximum investment $250,000; not valid on funds already on deposit
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 3.25% | $243 |
| 15 months | 3.75% | $471 |
| 25 months | 4.25% | $906 |
Sources (3)
All captured Sep 14, 2026
Fall Certificate Special
4.25%APY · 3 terms
Fall Certificate Special for new certificates opened after September 23, 2026 while promotion is offered. Maximum deposit of $250,000 per member. Penalty may be imposed for Early Withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months9 Month term. Dividends Credited at Maturity. Unless otherwise selected by Member, Certificate will renew/reinvest in a standard 6 month Certificate at maturity. Opened after September 23, 2026 while promotion offered | 4.25% | $317 |
| 15 months15 Month term. Dividends Compounded and Credited Annually and at Maturity. Unless otherwise selected by Member, Certificate will renew/reinvest in a standard 12 month Certificate at maturity. Opened after September 23, 2026 while promotion offered | 4.25% | $534 |
| 25 months25 Month term. Dividends Compounded and Credited Annually and at Maturity. Unless otherwise selected by Member, Certificate will renew/reinvest in a standard 24 month Certificate at maturity. Opened after September 23, 2026 while promotion offered | 4.25% | $906 |
Sources (3)
All captured Oct 3, 2026
Summer New Money Certificate Special
Up to 4.25%APY · 3 terms
Maximum Summer Certificate Special investment amount is $250,000. Not valid on money already on deposit with True North. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsNew money only; not valid on money already on deposit with True North. Unless otherwise selected by Member, Certificate will reinvest in a standard 6 month Certificate at maturity. Dividends credited at maturity | 3.25% | $243 |
| 15 monthsNew money only; not valid on money already on deposit with True North. Unless otherwise selected by Member, Certificate will reinvest in a standard 12 month Certificate at maturity. Dividends compounded and credited annually and at maturity | 3.75% | $471 |
| 25 monthsNew money only; not valid on money already on deposit with True North. Unless otherwise selected by Member, Certificate will reinvest in a standard 24 month Certificate at maturity. Dividends compounded and credited annually and at maturity | 4.25% | $906 |
Sources (3)
All captured Sep 14, 2026
Standard Certificates
Up to 3.60%APY · 10 terms
Fixed rate for term of certificate. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm 30 Days. Dividends Credited at Maturity. Penalty may be imposed for Early Withdrawal | 0.80% | $7 |
| 3–5 monthsTerm 3 Months (90-179 days). Dividends Credited at Maturity. Penalty may be imposed for Early Withdrawal | 1.20% | $30 |
| 6–11 monthsTerm 6 Months (180-364 days). Dividends Credited at Maturity. Penalty may be imposed for Early Withdrawal | 2.60% | $129 |
| 12–17 monthsTerm 12 Months (365-546 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 3.60% | $360 |
| 18–23 monthsTerm 18 Months (547-729 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.70% | $408 |
| 24–29 monthsTerm 24 Months (730-911 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.80% | $568 |
| 30–35 monthsTerm 30 Months (912-1094 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.80% | $715 |
| 36–47 monthsTerm 36 Months (1095-1459 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.90% | $895 |
| 48–59 monthsTerm 48 Months (1460-1824 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.90% | $1,211 |
| 60 monthsTerm 60 Months (1825 days). Unless otherwise selected by Member, Certificate will reinvest in a standard 12 month Certificate at maturity. Penalty may be imposed for Early Withdrawal | 2.90% | $1,537 |
Sources (2)
- truenorthfcu.org/rates/consumer-deposit-rates.html
- truenorthfcu.org/spend-and-sav…avings/certificates.html
All captured Oct 3, 2026
Summit Certificates - Single Step
Up to 3.55%APY · 2 terms
Bump-up option certificate: you may elect to increase the Dividend Rate once during the term to the current Dividend Rate for Summit Share Certificates. Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–17 monthsTerm 12 Months (365-546 days). One adjustment to current Summit offering rate available during term. Dividends Compounded and Credited Annually and at Maturity | 3.55% | $355 |
| 18–23 monthsTerm 18 Months (547 - 729 days). One adjustment to current Summit offering rate available during term. Dividends Compounded and Credited Annually and at Maturity | 2.65% | $400 |
Sources (2)
- truenorthfcu.org/rates/consumer-deposit-rates.html
- truenorthfcu.org/spend-and-sav…avings/certificates.html
All captured Oct 3, 2026
Summit Certificates - Dual Step
2.75%APY · 1 term
Bump-up option certificate: you may elect to increase the Dividend Rate twice during the term to the current Dividend Rate for Summit Share Certificates. Dividends Compounded and Credited Annually and at Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24–29 monthsTerm 24 Months (730 - 911 days). Two adjustments to current Summit offering rate available during term. Dividends Compounded and Credited Annually and at Maturity | 2.75% | $558 |
Sources (2)
- truenorthfcu.org/rates/consumer-deposit-rates.html
- truenorthfcu.org/spend-and-sav…avings/certificates.html
All captured Oct 3, 2026
Special-purpose accounts
Youth Certificate
3.85%APY · 1 term
Available to members under 18 years; additional deposits allowed up to $25,000
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable to members under 18 years of age. Maximum balance $25,000. Dividends Compounded and Credited Annually and at Maturity | 3.85% | $385 |
Sources (2)
- truenorthfcu.org/rates/consumer-deposit-rates.html
- truenorthfcu.org/spend-and-sav…avings/certificates.html
All captured Oct 3, 2026
Youth Certificates
3.85%APY · 1 term
Available to members under 18 years of age. Minimum deposit $50 (per marketing page). Additional deposits may be made up to a balance of $25,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–17 monthsTerm 12 Months (365-546 days). Available to members under 18 years of age. Maximum balance $25,000. Dividends Compounded and Credited Annually and at Maturity | 3.85% | $385 |
Sources (2)
- truenorthfcu.org/rates/consumer-deposit-rates.html
- truenorthfcu.org/spend-and-sav…avings/certificates.html
All captured Oct 3, 2026
IRA Certificates (Roth, Traditional and Education)
Up to 3.65%APY · 6 terms
Available for Roth, Traditional, and Education IRAs. Minimum deposit of $500 per IRA marketing page. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 monthsTerm 6 Months (180 - 364 days). Dividends Credited at Maturity. Penalty may be imposed for Early Withdrawal | 2.65% | $132 |
| 12–17 monthsTerm 12 Months (365 - 546 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 3.65% | $365 |
| 18–23 monthsTerm 18 Months (547 - 729 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.75% | $415 |
| 24–29 monthsTerm 24 Months (730 - 911 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.85% | $578 |
| 30–35 monthsTerm 30 Months (912 - 1094 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.85% | $728 |
| 36 monthsTerm 36 Months (1095 days). Dividends Compounded and Credited Annually and at Maturity. Penalty may be imposed for Early Withdrawal | 2.95% | $911 |
Sources (2)
All captured Oct 3, 2026
Who can join True North Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.