Credit union · NCUA insured
Global Credit Union CD Rates
Global Credit Union’s best CD rate is 4.00% APY on a 2-year share certificate (CD), with extra requirements. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Global Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Global Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Global Credit Union
4.00%APY
- Term
- 24–35 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- —
Certificate Account
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Account
Up to 4.00%APY · 10 terms
Open a certificate with as little as $500. Early withdrawal penalties apply.
| Term | APY · $500 and up | APY · $500 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 1–2 monthsEarly withdrawal penalty applies | 0.55% | — | — | — | 0.55% | $5 |
| 3–5 monthsEarly withdrawal penalty applies | 1.20% | — | — | — | 1.20% | $30 |
| 6–8 monthsEarly withdrawal penalty applies | 2.00% | — | — | — | 2.00% | $100 |
| 9–11 monthsEarly withdrawal penalty applies | 2.40% | — | — | — | 2.40% | $179 |
| 12–17 monthsEarly withdrawal penalty applies | 3.80% | — | — | — | 3.80% | $380 |
| 18–23 monthsEarly withdrawal penalty applies | 2.70% | — | — | — | 2.70% | $408 |
| 24–35 monthsEarly withdrawal penalty applies | 4.00% | — | — | — | 4.00% | $816 |
| 36–47 monthsEarly withdrawal penalty applies | — | 2.90% | 3.05% | 3.20% | 2.90%3.05% $100k–$250k3.20% from $250k | $895 |
| 48–59 monthsEarly withdrawal penalty applies | — | 2.90% | 3.05% | 3.20% | 2.90%3.05% $100k–$250k3.20% from $250k | $1,211 |
| 60 monthsEarly withdrawal penalty applies | — | 3.00% | 3.15% | 3.30% | 3.00%3.15% $100k–$250k3.30% from $250k | $1,593 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Tax Deferred IRA Certificate
Up to 4.55%APY · 10 terms
Minimum deposit required is $500. Subject to early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–2 monthsEarly withdrawal penalty applies | 0.75% | $6 |
| 3–5 monthsEarly withdrawal penalty applies | 1.40% | $35 |
| 6–8 monthsEarly withdrawal penalty applies | 1.70% | $85 |
| 9–11 monthsEarly withdrawal penalty applies | 2.70% | $202 |
| 12–17 monthsEarly withdrawal penalty applies | 2.80% | $280 |
| 18–23 monthsEarly withdrawal penalty applies | 4.35% | $660 |
| 24–35 monthsEarly withdrawal penalty applies | 4.55% | $931 |
| 36–47 monthsEarly withdrawal penalty applies | 3.10% | $959 |
| 48–59 monthsEarly withdrawal penalty applies | 3.10% | $1,299 |
| 60 monthsEarly withdrawal penalty applies | 3.20% | $1,706 |
Who can join Global Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, worship, or attend school in Alaska, Washington, California's San Bernardino County, Arizona's Maricopa County, and Idaho's Kootenai County.
Military, government and schools
- Membership is open to anyone employed by the Department of Defense anywhere in the world.
Family and household
- Immediate family members of credit union members are eligible to join.
Cost to join
- A $5 membership fee is required when joining at a branch.
Membership information collected October 4, 2026.