Bank · FDIC insured
The Community State Bank CD Rates
The Community State Bank’s best CD rate is 4.55% APY on a 6-month CD. Terms run from 1 month to 18 months. Rates checked October 15, 2026.
How The Community State Bank’s CD rates compare
Compared with banks and credit unions in Oklahoma, where The Community State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Community State Bank
4.55%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $225
6 Month CD
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
3rd-highest rate
Cherokee Strip Credit Union
4.51%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $451
The Community State Bank CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo4.55%
- 9–15 months9–15 mo4.49%
- 16–30 months16–30 mo2.02%
- QualifiedQualified4.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Community State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
6 Month CD
4.55%APY · 1 term
All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.55% | $225 |
Sources (1)
- thecommunitysb.com/check-rates · captured Oct 5, 2026
9 Month CD
4.49%APY · 1 term
All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 4.49% | $335 |
Sources (1)
- thecommunitysb.com/check-rates · captured Oct 5, 2026
12 Month CD
4.42%APY · 1 term
All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.42% | $442 |
Sources (1)
- thecommunitysb.com/check-rates · captured Oct 5, 2026
18 Month CD
2.02%APY · 1 term
All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 2.02% | $305 |
Sources (1)
- thecommunitysb.com/check-rates · captured Oct 5, 2026
30-90 Day CD
1.16%APY · 1 term
All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–3 monthsTerm is 30-90 days | 1.16% | $10 |
Sources (1)
- thecommunitysb.com/check-rates · captured Oct 5, 2026
Special-purpose accounts
IRA CD
1.00%APY · 1 term
All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTraditional IRA 12 Month; Roth IRA 12 Month | 1.00% | $100 |
Sources (1)
- thecommunitysb.com/check-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.