Bank · FDIC insured
HomeBank
A $733.3M bank headquartered in Palmyra, MO, with 9 branches in 2 states. Best rates: CDs 4.11% and savings 1.16% APY.
HomeBank Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#2 of 10 in Quincy, IL-MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About HomeBank
HOMEBANK operates full-service branch locations across Illinois and Missouri, serving communities including Quincy, Hannibal, Lake Saint Louis, Palmyra, Centralia, Bowling Green, Canton, and Mexico.
- Headquarters
- 400 S Main St, Palmyra, MO 63461
- FDIC certificate
- 14492 ↗
Branches
9 branches in 2 states
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Missouri
7 branches
Hannibal area · 2
- HomeBankMain office400 S Main St, Palmyra, MO 63461Directions
- Hannibal Branch3817 Mcmasters Ave, Hannibal, MO 63401Directions
Bowling Green area · 1
- Bowling Green Branch1108 S Business Highway 61, Bowling Green, MO 63334Directions
Quincy area · 1
- Canton Branch1810 Elm St, Canton, MO 63435Directions
Columbia area · 1
- Homebank Of Centralia1399 E Highway 22, Centralia, MO 65240Directions
Mexico area · 1
- Mexico Branch2977 S Clark St, Mexico, MO 65265Directions
St. Louis area · 1
- Lake St Louis/Ofallon Branch2183 W Terra Ln, O'Fallon, MO 63366Directions
Illinois
2 branches
- Bank Of Quincy Branch1132 Broadway St, Quincy, IL 62301Directions
- Quincy Branch305 N 48th St, Quincy, IL 62305Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.29% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.12% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $103 | $81 | — |
- CapitalLeverage ratio9.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.29%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.12%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$103Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of HomeBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.