Bank · FDIC insured
Davis Trust CD Rates
Davis Trust’s best CD rate is 4.58% APY on a 25-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Davis Trust’s CD rates compare
Compared with banks and credit unions near Elkins, WV, where Davis Trust has the most branches. $10,000, best rate first.
This bank’s best
Davis Trust
4.58%APY
- Term
- 25 months
- Minimum
- $10,000
- Earns on $10,000
- $978
Certificates of Deposit
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Davis Trust CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo4.19%
- 9–15 months9–15 mo4.32%
- 16–30 months16–30 mo4.58%
- 31–60 months31–60 mo1.41%
- QualifiedQualified4.58%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Davis Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.58%APY · 11 terms
Penalty for early withdrawal.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsSubstantial penalty for early withdrawal. Term is 91 days | — | 1.16% | — | 1.16% | $29 |
| 6 monthsSubstantial penalty for early withdrawal. Term is 182 days | — | 1.40% | — | 1.40% | $70 |
| 7 monthsSubstantial penalty for early withdrawal | — | — | 4.19% | 4.19% | $242 |
| 12 monthsSubstantial penalty for early withdrawal | — | 1.76% | — | 1.76% | $176 |
| 13 monthsSubstantial penalty for early withdrawal | — | — | 4.32% | 4.32% | $469 |
| 18 monthsSubstantial penalty for early withdrawal | — | 1.71% | — | 1.71% | $258 |
| 24 monthsSubstantial penalty for early withdrawal | — | 1.56% | — | 1.56% | $314 |
| 25 monthsSubstantial penalty for early withdrawal | — | — | 4.58% | 4.58% | $978 |
| 30 monthsSubstantial penalty for early withdrawal | — | 1.51% | — | 1.51% | $382 |
| 36 monthsSubstantial penalty for early withdrawal | 1.41% | — | — | 1.41% | $429 |
| 60 monthsSubstantial penalty for early withdrawal | 1.41% | — | — | 1.41% | $725 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
1.10%APY · 1 term
Traditional or Roth IRA accounts available as fixed term/variable rate. Interest rate is set on the 36-month Certificate of Deposit rate that is updated weekly and credited quarterly. Penalty for early withdrawal may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsVariable rate; interest rate may change after account opening. Early withdrawal penalties and fees may reduce earnings | 1.10% | $110 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.