Bank · FDIC insured
The First National Bank in Tremont
A $187.6M bank headquartered in Tremont, IL, with 4 branches in Illinois. Best rates: CDs 3.52% and savings 0.50% APY.
The First National Bank in Tremont Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#13 of 27 in Peoria, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank in Tremont
Tracing its roots back to 1879 in Tremont, Illinois, the institution joined with the other bank in town in 1931 to become The First National Bank in Tremont.
The bank expanded into New Holland in 2001, Hopedale in 2004, and opened its Lincoln Banking Center in 2022.
- Headquarters
- 134 S Sampson St, Tremont, IL 61568
- FDIC certificate
- 3749 ↗
Branches
4 branches in Illinois
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Illinois
4 branches
Peoria area · 2
- The First National Bank in TremontMain office134 S Sampson St, Tremont, IL 61568Directions
- Hopedale Branch115 Nw Main St, Hopedale, IL 61747Directions
Lincoln area · 2
- Lincoln Banking Center Branch710 Woodlawn Rd, Lincoln, IL 62656Directions
- New Holland Branch101 W Lincoln St, New Holland, IL 62671Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.92% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio9.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.92%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank in Tremont are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.